HomeCompareZIV vs SPHD

ZIV vs SPHD: Dividend Comparison 2026

ZIV yields 6.92% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ZIV wins by $5.1K in total portfolio value
10 years
ZIV
ZIV
● Live price
6.92%
Share price
$28.91
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$1,073.62
Full ZIV calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — ZIV vs SPHD

📍 ZIV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZIVSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ZIV + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZIV pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZIV
Annual income on $10K today (after 15% tax)
$588.03/yr
After 10yr DRIP, annual income (after tax)
$912.58/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, ZIV beats the other by $426.95/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZIV + SPHD for your $10,000?

ZIV: 50%SPHD: 50%
100% SPHD50/50100% ZIV
Portfolio after 10yr
$29.1K
Annual income
$822.47/yr
Blended yield
2.83%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZIV buys
0
SPHD buys
0
No recent congressional trades found for ZIV or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZIVSPHD
Forward yield6.92%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.6K$26.5K
Annual income after 10y$1,073.62$571.32
Total dividends collected$8.9K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ZIV vs SPHD ($10,000, DRIP)

YearZIV PortfolioZIV Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,392$691.80$11,133$432.85+$259.00ZIV
2$12,926$736.53$12,363$450.36+$563.00ZIV
3$14,612$781.03$13,695$467.39+$917.00ZIV
4$16,460$825.14$15,138$483.90+$1.3KZIV
5$18,480$868.69$16,697$499.88+$1.8KZIV
6$20,686$911.54$18,382$515.31+$2.3KZIV
7$23,087$953.56$20,198$530.17+$2.9KZIV
8$25,698$994.64$22,157$544.46+$3.5KZIV
9$28,531$1,034.69$24,266$558.18+$4.3KZIV
10$31,602$1,073.62$26,536$571.32+$5.1KZIV

ZIV vs SPHD: Complete Analysis 2026

ZIVStock

The investment seeks to replicate, net of expenses, the inverse of the daily performance of the S&P 500 VIX Mid-Term Futures index. The index was designed to provide investors with exposure to one or more maturities of futures contracts on the VIX, which reflects implied volatility of the S&P 500 Index at various points along the volatility forward curve. The calculation of the VIX is based on prices of put and call options on the S&P 500 Index. The ETNs are linked to the daily inverse return of the index and do not represent an investment in the inverse of the VIX.

Full ZIV Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.