Is ZIVB or RYLD a better dividend investment in 2026?

ZIVB currently yields 28.39% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: ZIVB offers higher current income.

What is the dividend yield difference between ZIVB and RYLD?

ZIVB has a forward dividend yield of 28.39% ($5.82/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 16.25 percentage points.

Home › Compare › ZIVB vs RYLD

ZIVB vs RYLD: Dividend Comparison 2026

ZIVB yields 28.39% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ZIVB wins by $76.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ZIVB

● Live price

28.39%

Share price

$20.50

Annual div

$5.82

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$120.6K

Annual income

$15,206.39

Full ZIVB calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — ZIVB vs RYLD

📍 ZIVB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZIVB	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZIVB + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZIVB pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZIVB

Annual income on $10K today (after 15% tax)

$2,413.17/yr

After 10yr DRIP, annual income (after tax)

$12,925.43/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, ZIVB beats the other by $10,726.18/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZIVB + RYLD for your $10,000?

ZIVB: 50%RYLD: 50%

100% RYLD50/50100% ZIVB

Portfolio after 10yr

$82.5K

Annual income

$8,896.86/yr

Blended yield

10.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZIVB buys

RYLD buys

No recent congressional trades found for ZIVB or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZIVBRYLD

Forward yield	28.39% ✓	12.14%
Annual dividend / share	$5.82 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$120.6K ✓	$44.5K
Annual income after 10y	$15,206.39 ✓	$2,587.35
Total dividends collected	$80.5K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ZIVB vs RYLD ($10,000, DRIP)

Year	ZIVB Portfolio	ZIVB Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,539	$2,839.02	$11,914	$1,213.65	+$1.6K → ZIVB
2	$18,079	$3,592.30	$14,099	$1,351.30	+$4.0K → ZIVB
3	$23,828	$4,483.09	$16,580	$1,494.55	+$7.2K → ZIVB
4	$31,018	$5,522.04	$19,384	$1,642.61	+$11.6K → ZIVB
5	$39,907	$6,718.05	$22,535	$1,794.70	+$17.4K → ZIVB
6	$50,778	$8,077.90	$26,063	$1,950.00	+$24.7K → ZIVB
7	$63,939	$9,606.05	$29,995	$2,107.69	+$33.9K → ZIVB
8	$79,719	$11,304.40	$34,361	$2,266.99	+$45.4K → ZIVB
9	$98,472	$13,172.27	$39,194	$2,427.12	+$59.3K → ZIVB
10	$120,571	$15,206.39	$44,525	$2,587.35	+$76.0K → ZIVB

ZIVB vs RYLD: Complete Analysis 2026

ZIVB — Stock

The fund is an actively-managed exchange-traded fund (“ETF”) that seeks to achieve its investment objective by investing its assets in futures contracts based on the Chicago Board Options Exchange, Incorporated Volatility Index, that comprise the index and other “Financial Instruments”. The index is designed to measure the performance of the inverse of the underlying index. The fund is non-diversified.

Full ZIVB Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.