Is ZIVZF or DGRO a better dividend investment in 2026?

ZIVZF currently yields 4.88% with a 5% 5-year dividend growth rate. DGRO yields 2.10% with 9.5% growth. The better choice depends on your goal: ZIVZF offers higher current income.

What is the dividend yield difference between ZIVZF and DGRO?

ZIVZF has a forward dividend yield of 4.88% ($2.00/share annually). DGRO yields 2.10% ($1.47/share annually). The yield gap is 2.78 percentage points.

Home › Compare › ZIVZF vs DGRO

ZIVZF vs DGRO: Dividend Comparison 2026

ZIVZF yields 4.88% · DGRO yields 2.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DGRO wins by $4.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ZIVZF

● Live price

4.88%

Share price

$41.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.5K

Annual income

$666.53

Full ZIVZF calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.10%

Share price

$70.18

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$235.38

Full DGRO calculator →

Portfolio growth — ZIVZF vs DGRO

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZIVZF	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZIVZF + DGRO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZIVZF pays

DGRO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZIVZF

Annual income on $10K today (after 15% tax)

$414.63/yr

After 10yr DRIP, annual income (after tax)

$566.55/yr

DGRO

Annual income on $10K today (after 15% tax)

$178.14/yr

After 10yr DRIP, annual income (after tax)

$200.07/yr

At 15% tax rate, ZIVZF beats the other by $366.48/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZIVZF + DGRO for your $10,000?

ZIVZF: 50%DGRO: 50%

100% DGRO50/50100% ZIVZF

Portfolio after 10yr

$29.6K

Annual income

$450.96/yr

Blended yield

1.53%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZIVZF buys

DGRO buys

Politician	Chamber	Ticker	Type	Amount	Date
Scott Mr Franklin	🏢 House	$DGRO	▼ Sell	$15,001 - $50,000	2024-08-06
Kevin Hern	🏢 House	$DGRO	▲ Buy	$1,001 - $15,000	2022-09-30
Kevin Hern	🏢 House	$DGRO	▲ Buy	$1,001 - $15,000	2021-09-30
Kevin Hern	🏢 House	$DGRO	▲ Buy	$250,001 - $500,000	2021-07-01
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$50,001 - $100,000	2020-12-17
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$15,001 - $50,000	2020-11-30
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$50,001 - $100,000	2020-08-10
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$15,001 - $50,000	2020-04-22
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$1,001 - $15,000	2020-04-06
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$15,001 - $50,000	2020-04-06

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZIVZFDGRO

Forward yield	4.88% ✓	2.10%
Annual dividend / share	$2.00 ✓	$1.47
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.5K	$31.6K ✓
Annual income after 10y	$666.53 ✓	$235.38
Total dividends collected	$5.8K ✓	$2.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ZIVZF vs DGRO ($10,000, DRIP)

Year	ZIVZF Portfolio	ZIVZF Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1← crossover	$11,188	$487.80	$11,290	$209.57	$102.00 → DGRO
2	$12,481	$510.04	$12,722	$213.54	$241.00 → DGRO
3	$13,886	$531.77	$14,314	$217.18	$428.00 → DGRO
4	$15,411	$552.95	$16,080	$220.53	$669.00 → DGRO
5	$17,064	$573.53	$18,040	$223.59	$976.00 → DGRO
6	$18,852	$593.47	$20,215	$226.40	$1.4K → DGRO
7	$20,784	$612.77	$22,627	$228.96	$1.8K → DGRO
8	$22,870	$631.38	$25,302	$231.31	$2.4K → DGRO
9	$25,121	$649.31	$28,268	$233.44	$3.1K → DGRO
10	$27,546	$666.53	$31,557	$235.38	$4.0K → DGRO

ZIVZF vs DGRO: Complete Analysis 2026

ZIVZF — Stock

ZIVZF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ZIVZF shares.

Full ZIVZF Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.