HomeCompareZIZTF vs SCHD

ZIZTF vs SCHD: Dividend Comparison 2026

ZIZTF yields 210.53% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ZIZTF wins by $161.11M in total portfolio value
10 years
ZIZTF
ZIZTF
● Live price
210.53%
Share price
$0.95
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$161.14M
Annual income
$83,301,013.66
Full ZIZTF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — ZIZTF vs SCHD

📍 ZIZTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZIZTFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ZIZTF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZIZTF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZIZTF
Annual income on $10K today (after 15% tax)
$17,894.74/yr
After 10yr DRIP, annual income (after tax)
$70,805,861.61/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, ZIZTF beats the other by $70,805,499.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZIZTF + SCHD for your $10,000?

ZIZTF: 50%SCHD: 50%
100% SCHD50/50100% ZIZTF
Portfolio after 10yr
$80.58M
Annual income
$41,650,719.80/yr
Blended yield
51.69%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZIZTF buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZIZTFSCHD
Forward yield210.53%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$161.14M$29.0K
Annual income after 10y$83,301,013.66$425.95
Total dividends collected$152.28M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ZIZTF vs SCHD ($10,000, DRIP)

YearZIZTF PortfolioZIZTF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$31,753$21,052.63$11,226$346.36+$20.5KZIZTF
2$96,450$62,474.43$12,572$357.38+$83.9KZIZTF
3$280,555$177,353.57$14,046$367.84+$266.5KZIZTF
4$782,333$482,139.57$15,660$377.73+$766.7KZIZTF
5$2,093,598$1,256,501.60$17,425$387.07+$2.08MZIZTF
6$5,382,690$3,142,540.07$19,354$395.86+$5.36MZIZTF
7$13,310,455$7,550,976.16$21,461$404.13+$13.29MZIZTF
8$31,692,886$17,450,699.21$23,762$411.89+$31.67MZIZTF
9$72,744,120$38,832,732.53$26,272$419.15+$72.72MZIZTF
10$161,137,222$83,301,013.66$29,010$425.95+$161.11MZIZTF

ZIZTF vs SCHD: Complete Analysis 2026

ZIZTFStock

Zip Co Limited provides digital retail finance and payments solutions to consumers, and small and medium sized merchants (SMEs) in Australia, Canada, the Czech Republic, Mexico, New Zealand, Poland, Saudi Arabia, Singapore, South Africa, Turkey, the United Arab Emirates, the United Kingdom, and the United States. It operates through five segments: APAC, Americas, EMEA, Zip Business, and Corporate. The company offers unsecured loans and lines of credit to SMEs. In addition, the company offers Buy Now Pay Later services, which offer line of credit and installment products to consumers through online and in-store. The company was formerly known as ZipMoney Limited and changed its name to Zip Co Limited in December 2017. Zip Co Limited was incorporated in 2009 and is headquartered in Sydney, Australia.

Full ZIZTF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.