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ZLDSF vs MO: Dividend Comparison 2026

ZLDSF yields 6.56% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $49.3K in total portfolio value· pulled ahead in Year 7
10 years
ZLDSF
ZLDSF
● Live price
6.56%
Share price
$30.50
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.8K
Annual income
$995.14
Full ZLDSF calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — ZLDSF vs MO

📍 MO pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZLDSFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ZLDSF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZLDSF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZLDSF
Annual income on $10K today (after 15% tax)
$557.38/yr
After 10yr DRIP, annual income (after tax)
$845.87/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $24,789.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZLDSF + MO for your $10,000?

ZLDSF: 50%MO: 50%
100% MO50/50100% ZLDSF
Portfolio after 10yr
$55.5K
Annual income
$15,577.15/yr
Blended yield
28.08%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

ZLDSF
Analyst Ratings
1
Sell
Consensus: Sell
Altman Z
2.3
Piotroski
6/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZLDSF buys
0
MO buys
0
No recent congressional trades found for ZLDSF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZLDSFMO
Forward yield6.56%6.36%
Annual dividend / share$2.00$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$30.8K$80.1K
Annual income after 10y$995.14$30,159.17
Total dividends collected$8.3K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusSellBuy

Year-by-year: ZLDSF vs MO ($10,000, DRIP)

YearZLDSF PortfolioZLDSF Income/yrMO PortfolioMO Income/yrGap
1$11,356$655.74$10,570$780.30+$786.00ZLDSF
2$12,847$695.92$11,381$1,032.90+$1.5KZLDSF
3$14,482$735.78$12,535$1,392.73+$1.9KZLDSF
4$16,270$775.17$14,193$1,920.91+$2.1KZLDSF
5$18,223$813.95$16,618$2,723.68+$1.6KZLDSF
6$20,351$852.00$20,263$3,993.80+$88.00ZLDSF
7← crossover$22,665$889.23$25,936$6,098.36$3.3KMO
8$25,177$925.54$35,166$9,775.01$10.0KMO
9$27,900$960.86$51,026$16,597.78$23.1KMO
10$30,848$995.14$80,113$30,159.17$49.3KMO

ZLDSF vs MO: Complete Analysis 2026

ZLDSFStock

Zalando SE operates an online platform for fashion and lifestyle products. It provides clothing, footwear, accessories, and beauty products with free delivery and returns. The company also sells its products through its Zalando Lounge; and brick-and-mortar outlet stores in Berlin, Frankfurt, Cologne, Leipzig, Hamburg, Hanover, Münster, Stuttgart, Mannheim, and Ulm. It serves customers in 23 countries, including Austria, Belgium, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Ireland, Italy, Latvia, Lithuania, Luxembourg, the Netherlands, Norway, Poland, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom. The company was founded in 2008 and is headquartered in Berlin, Germany.

Full ZLDSF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.