Is ZNH or QYLD a better dividend investment in 2026?

ZNH currently yields 10.95% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between ZNH and QYLD?

ZNH has a forward dividend yield of 10.95% ($3.62/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 0.97 percentage points.

Home › Compare › ZNH vs QYLD

ZNH vs QYLD: Dividend Comparison 2026

ZNH yields 10.95% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.8K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

ZNH

● Live price

10.95%

Share price

$33.08

Annual div

$3.62

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.6K

Annual income

$1.18

Full ZNH calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — ZNH vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZNH	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZNH + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZNH pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZNH

Annual income on $10K today (after 15% tax)

$931.11/yr

After 10yr DRIP, annual income (after tax)

$1.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,809.41/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZNH + QYLD for your $10,000?

ZNH: 50%QYLD: 50%

100% QYLD50/50100% ZNH

Portfolio after 10yr

$23.5K

Annual income

$2,830.25/yr

Blended yield

12.04%

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Analyst Conviction Gap

Where Wall Street is most bullish on ZNH right now

ZNH

Analyst Ratings

Buy

Hold

Consensus: Buy

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZNH buys

QYLD buys

No recent congressional trades found for ZNH or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZNHQYLD

Forward yield	10.95%	11.92% ✓
Annual dividend / share	$3.62 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$21.6K	$25.4K ✓
Annual income after 10y	$1.18	$5,659.31 ✓
Total dividends collected	$1.1K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ZNH vs QYLD ($10,000, DRIP)

Year	ZNH Portfolio	ZNH Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,248	$547.71	$10,352	$1,192.36	+$896.00 → ZNH
2	$12,323	$287.87	$10,830	$1,347.57	+$1.5K → ZNH
3	$13,333	$147.38	$11,460	$1,539.07	+$1.9K → ZNH
4	$14,341	$74.51	$12,275	$1,777.84	+$2.1K → ZNH
5	$15,382	$37.45	$13,323	$2,078.95	+$2.1K → ZNH
6	$16,478	$18.77	$14,667	$2,463.34	+$1.8K → ZNH
7	$17,640	$9.40	$16,396	$2,960.57	+$1.2K → ZNH
8	$18,880	$4.70	$18,631	$3,612.97	+$249.00 → ZNH
9← crossover	$20,204	$2.35	$21,548	$4,482.15	$1.3K → QYLD
10	$21,619	$1.18	$25,398	$5,659.31	$3.8K → QYLD

ZNH vs QYLD: Complete Analysis 2026

ZNH — Stock

China Southern Airlines Company Limited offers airline transportation services in the People's Republic of China, Hong Kong, Macau, Taiwan, and internationally. The company operates in two segments, Airline Transportation Operations and Other Segments. It offers passenger, cargo, mail delivery, and other extended transportation services. The company also provides aircraft repair and maintenance, air catering, cargo handling, logistics, freight, airport ground, and general aviation services; and import and export agency, flight simulation, leasing, and pilot training services, as well as hotel management and tour services. It operates a fleet of 879 commercial aircraft and 28 civil helicopters. The company was incorporated in 1995 and is headquartered in Guangzhou, the People's Republic of China.

Full ZNH Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.