Is ZNKKY or FCPT a better dividend investment in 2026?

ZNKKY currently yields 0.80% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between ZNKKY and FCPT?

ZNKKY has a forward dividend yield of 0.80% ($0.08/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 5.25 percentage points.

Home › Compare › ZNKKY vs FCPT

ZNKKY vs FCPT: Dividend Comparison 2026

ZNKKY yields 0.80% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ZNKKY wins by $1.74M in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

ZNKKY

● Live price

0.80%

Share price

$10.18

Annual div

$0.08

5Y div CAGR

98.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.79M

Annual income

$1,413,558.74

Full ZNKKY calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — ZNKKY vs FCPT

📍 ZNKKY pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZNKKY	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZNKKY + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZNKKY pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZNKKY

Annual income on $10K today (after 15% tax)

$67.95/yr

After 10yr DRIP, annual income (after tax)

$1,201,524.93/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, ZNKKY beats the other by $1,196,615.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZNKKY + FCPT for your $10,000?

ZNKKY: 50%FCPT: 50%

100% FCPT50/50100% ZNKKY

Portfolio after 10yr

$918.2K

Annual income

$709,667.01/yr

Blended yield

77.29%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

ZNKKY

No analyst data

Altman Z

2.4

Piotroski

5/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZNKKY buys

FCPT buys

No recent congressional trades found for ZNKKY or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZNKKYFCPT

Forward yield	0.80%	6.05% ✓
Annual dividend / share	$0.08	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	98.1% ✓	15.8%
Portfolio after 10y	$1.79M	$49.1K ✓
Annual income after 10y	$1,413,558.74 ✓	$5,775.28
Total dividends collected	$1.73M	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: ZNKKY vs FCPT ($10,000, DRIP)

Year	ZNKKY Portfolio	ZNKKY Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$10,858	$158.36	$11,401	$700.92	$543.00 → FCPT
2	$11,937	$318.35	$13,064	$864.84	$1.1K → FCPT
3	$13,420	$647.94	$15,051	$1,072.48	$1.6K → FCPT
4	$15,708	$1,348.68	$17,442	$1,337.22	$1.7K → FCPT
5	$19,731	$2,922.66	$20,340	$1,677.08	$609.00 → FCPT
6← crossover	$27,908	$6,796.56	$23,880	$2,116.57	+$4.0K → ZNKKY
7	$47,660	$17,798.45	$28,241	$2,689.36	+$19.4K → ZNKKY
8	$107,270	$56,273.81	$33,660	$3,442.07	+$73.6K → ZNKKY
9	$349,272	$234,492.71	$40,456	$4,439.95	+$308.8K → ZNKKY
10	$1,787,280	$1,413,558.74	$49,063	$5,775.28	+$1.74M → ZNKKY

ZNKKY vs FCPT: Complete Analysis 2026

ZNKKY — Stock

ZENKOKU HOSHO Co.,Ltd., together with its subsidiaries, engages in the credit guarantee business in Japan. It also provides mortgage, card loan, apartment loan, and education loan guarantees. In addition, the company is involved in the non-life insurance agency and credit research businesses; and the provision of contracting, representative, and information processing and provision services. Further, it engages in the debt collection business, as well as acts as an agent for back office operations. ZENKOKU HOSHO Co.,Ltd. was founded in 1981 and is headquartered in Tokyo, Japan.

Full ZNKKY Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.