HomeCompareZNKKY vs SPHD

ZNKKY vs SPHD: Dividend Comparison 2026

ZNKKY yields 0.80% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ZNKKY wins by $1.76M in total portfolio value· pulled ahead in Year 4
10 years
ZNKKY
ZNKKY
● Live price
0.80%
Share price
$10.18
Annual div
$0.08
5Y div CAGR
98.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.79M
Annual income
$1,413,558.74
Full ZNKKY calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — ZNKKY vs SPHD

📍 ZNKKY pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZNKKYSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ZNKKY + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZNKKY pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZNKKY
Annual income on $10K today (after 15% tax)
$67.95/yr
After 10yr DRIP, annual income (after tax)
$1,201,524.93/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, ZNKKY beats the other by $1,201,042.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZNKKY + SPHD for your $10,000?

ZNKKY: 50%SPHD: 50%
100% SPHD50/50100% ZNKKY
Portfolio after 10yr
$906.9K
Annual income
$707,063.05/yr
Blended yield
77.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZNKKY buys
0
SPHD buys
0
No recent congressional trades found for ZNKKY or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZNKKYSPHD
Forward yield0.80%4.30%
Annual dividend / share$0.08$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR98.1%0%
Portfolio after 10y$1.79M$26.5K
Annual income after 10y$1,413,558.74$567.37
Total dividends collected$1.73M$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ZNKKY vs SPHD ($10,000, DRIP)

YearZNKKY PortfolioZNKKY Income/yrSPHD PortfolioSPHD Income/yrGap
1$10,858$158.36$11,130$430.50$272.00SPHD
2$11,937$318.35$12,357$447.82$420.00SPHD
3$13,420$647.94$13,687$464.65$267.00SPHD
4← crossover$15,708$1,348.68$15,126$480.98+$582.00ZNKKY
5$19,731$2,922.66$16,682$496.78+$3.0KZNKKY
6$27,908$6,796.56$18,362$512.03+$9.5KZNKKY
7$47,660$17,798.45$20,174$526.72+$27.5KZNKKY
8$107,270$56,273.81$22,127$540.84+$85.1KZNKKY
9$349,272$234,492.71$24,230$554.39+$325.0KZNKKY
10$1,787,280$1,413,558.74$26,493$567.37+$1.76MZNKKY

ZNKKY vs SPHD: Complete Analysis 2026

ZNKKYStock

ZENKOKU HOSHO Co.,Ltd., together with its subsidiaries, engages in the credit guarantee business in Japan. It also provides mortgage, card loan, apartment loan, and education loan guarantees. In addition, the company is involved in the non-life insurance agency and credit research businesses; and the provision of contracting, representative, and information processing and provision services. Further, it engages in the debt collection business, as well as acts as an agent for back office operations. ZENKOKU HOSHO Co.,Ltd. was founded in 1981 and is headquartered in Tokyo, Japan.

Full ZNKKY Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this ZNKKY vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ZNKKY vs SCHDZNKKY vs JEPIZNKKY vs OZNKKY vs KOZNKKY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.