Is ZTAX or FCPT a better dividend investment in 2026?

ZTAX currently yields 4.52% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between ZTAX and FCPT?

ZTAX has a forward dividend yield of 4.52% ($1.15/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 1.53 percentage points.

Home › Compare › ZTAX vs FCPT

ZTAX vs FCPT: Dividend Comparison 2026

ZTAX yields 4.52% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $22.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ZTAX

● Live price

4.52%

Share price

$25.35

Annual div

$1.15

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.9K

Annual income

$603.76

Full ZTAX calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — ZTAX vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZTAX	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZTAX + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZTAX pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZTAX

Annual income on $10K today (after 15% tax)

$384.16/yr

After 10yr DRIP, annual income (after tax)

$513.20/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,395.79/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZTAX + FCPT for your $10,000?

ZTAX: 50%FCPT: 50%

100% FCPT50/50100% ZTAX

Portfolio after 10yr

$38.0K

Annual income

$3,189.52/yr

Blended yield

8.40%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

ZTAX

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZTAX buys

FCPT buys

No recent congressional trades found for ZTAX or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZTAXFCPT

Forward yield	4.52%	6.05% ✓
Annual dividend / share	$1.15	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$26.9K	$49.1K ✓
Annual income after 10y	$603.76	$5,775.28 ✓
Total dividends collected	$5.3K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: ZTAX vs FCPT ($10,000, DRIP)

Year	ZTAX Portfolio	ZTAX Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,152	$451.95	$11,401	$700.92	$249.00 → FCPT
2	$12,404	$471.04	$13,064	$864.84	$660.00 → FCPT
3	$13,762	$489.64	$15,051	$1,072.48	$1.3K → FCPT
4	$15,233	$507.70	$17,442	$1,337.22	$2.2K → FCPT
5	$16,824	$525.21	$20,340	$1,677.08	$3.5K → FCPT
6	$18,544	$542.13	$23,880	$2,116.57	$5.3K → FCPT
7	$20,400	$558.46	$28,241	$2,689.36	$7.8K → FCPT
8	$22,403	$574.17	$33,660	$3,442.07	$11.3K → FCPT
9	$24,560	$589.28	$40,456	$4,439.95	$15.9K → FCPT
10	$26,883	$603.76	$49,063	$5,775.28	$22.2K → FCPT

ZTAX vs FCPT: Complete Analysis 2026

ZTAX — Stock

Under normal market conditions, the fund invests at least 80% of its assets (defined as net assets plus any borrowing for investment purposes, if any) in tax-exempt municipal securities, the income from which is exempt from both federal and state income tax. The adviser expects to invest up to 100% of its assets in tax-exempt municipal securities issued by Puerto Rico, Guam and the U.S. Virgin Islands. Municipal securities may be of any maturity, duration or credit rating including those rated below investment grade (commonly known as “junk bonds”). The fund is non-diversified.

Full ZTAX Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.