Is ZTCOF or XYLD a better dividend investment in 2026?

ZTCOF currently yields 2.93% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between ZTCOF and XYLD?

ZTCOF has a forward dividend yield of 2.93% ($0.09/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.05 percentage points.

Home › Compare › ZTCOF vs XYLD

ZTCOF vs XYLD: Dividend Comparison 2026

ZTCOF yields 2.93% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ZTCOF wins by $370.09M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ZTCOF

● Live price

2.93%

Share price

$2.93

Annual div

$0.09

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$370.12M

Annual income

$347,348,551.36

Full ZTCOF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ZTCOF vs XYLD

📍 ZTCOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZTCOF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZTCOF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZTCOF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZTCOF

Annual income on $10K today (after 15% tax)

$249.07/yr

After 10yr DRIP, annual income (after tax)

$295,246,268.66/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, ZTCOF beats the other by $295,243,532.49/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZTCOF + XYLD for your $10,000?

ZTCOF: 50%XYLD: 50%

100% XYLD50/50100% ZTCOF

Portfolio after 10yr

$185.07M

Annual income

$173,675,885.19/yr

Blended yield

93.84%

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Analyst Conviction Gap

Where Wall Street is most bullish on ZTCOF right now

ZTCOF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

1.8

Piotroski

6/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZTCOF buys

XYLD buys

No recent congressional trades found for ZTCOF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZTCOFXYLD

Forward yield	2.93%	10.98% ✓
Annual dividend / share	$0.09	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$370.12M ✓	$25.3K
Annual income after 10y	$347,348,551.36 ✓	$3,219.02
Total dividends collected	$368.43M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ZTCOF vs XYLD ($10,000, DRIP)

Year	ZTCOF Portfolio	ZTCOF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,286	$586.06	$10,818	$1,098.39	+$468.00 → ZTCOF
2	$13,312	$1,236.31	$11,738	$1,222.51	+$1.6K → ZTCOF
3	$16,970	$2,725.76	$12,774	$1,364.64	+$4.2K → ZTCOF
4	$24,653	$6,494.72	$13,944	$1,527.86	+$10.7K → ZTCOF
5	$44,014	$17,635.50	$15,270	$1,715.87	+$28.7K → ZTCOF
6	$105,947	$58,851.78	$16,775	$1,933.09	+$89.2K → ZTCOF
7	$378,154	$264,791.25	$18,490	$2,184.87	+$359.7K → ZTCOF
8	$2,171,198	$1,766,573.55	$20,450	$2,477.63	+$2.15M → ZTCOF
9	$21,281,887	$18,958,704.56	$22,697	$2,819.19	+$21.26M → ZTCOF
10	$370,120,170	$347,348,551.36	$25,280	$3,219.02	+$370.09M → ZTCOF

ZTCOF vs XYLD: Complete Analysis 2026

ZTCOF — Stock

ZTE Corporation provides integrated communication information solutions in the People's Republic of China, rest of Asia, Africa, Europe, the United States, and Oceania. It operates through three segments: Carriers' Networks, Government and Corporate Business, and Consumer Business. The Carriers' Network segment provides wireless access, wireline access, bearer networks, core networks, telecommunication software systems and services, and other innovative technologies and product solutions. The Consumer Business segment offers smart phones, mobile data terminals, home information terminals, and innovative fusion terminals, as well as related software application and value-added services. The Government and Corporate Business segment focuses on providing informatization solutions for the government and corporations through the application of products, such as communications networks, Internet of Things, big data, and cloud computing. The company was founded in 1985 and is headquartered in Shenzhen, the People's Republic of China.

Full ZTCOF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.