Is ZTCOY or ADC a better dividend investment in 2026?

ZTCOY currently yields 16.48% with a 5% 5-year dividend growth rate. ADC yields 4.11% with 5.2% growth. The better choice depends on your goal: ZTCOY offers higher current income.

What is the dividend yield difference between ZTCOY and ADC?

ZTCOY has a forward dividend yield of 16.48% ($0.67/share annually). ADC yields 4.11% ($3.10/share annually). The yield gap is 12.37 percentage points.

Home › Compare › ZTCOY vs ADC

ZTCOY vs ADC: Dividend Comparison 2026

ZTCOY yields 16.48% · ADC yields 4.11%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ADC wins by $144.5K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

ZTCOY

● Live price

16.48%

Share price

$4.04

Annual div

$0.67

5Y div CAGR

-17.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.4K

Annual income

$401.38

Full ZTCOY calculator →

ADC

Agree Realty Corporation

● Live price

4.11%

Share price

$75.38

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$176.9K

Annual income

$79,647.25

Full ADC calculator →

Portfolio growth — ZTCOY vs ADC

📍 ADC pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZTCOY	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, ZTCOY + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZTCOY pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZTCOY

Annual income on $10K today (after 15% tax)

$1,401.00/yr

After 10yr DRIP, annual income (after tax)

$341.17/yr

ADC

Annual income on $10K today (after 15% tax)

$349.45/yr

After 10yr DRIP, annual income (after tax)

$67,700.16/yr

At 15% tax rate, ADC beats the other by $67,358.99/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZTCOY + ADC for your $10,000?

ZTCOY: 50%ADC: 50%

100% ADC50/50100% ZTCOY

Portfolio after 10yr

$104.7K

Annual income

$40,024.31/yr

Blended yield

38.24%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

ZTCOY

Analyst Ratings

Buy

Hold

Consensus: Buy

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+7.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZTCOY buys

ADC buys

No recent congressional trades found for ZTCOY or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZTCOYADC

Forward yield	16.48% ✓	4.11%
Annual dividend / share	$0.67	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-17.3%	40.4% ✓
Portfolio after 10y	$32.4K	$176.9K ✓
Annual income after 10y	$401.38	$79,647.25 ✓
Total dividends collected	$8.6K	$154.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Buy	Buy

Year-by-year: ZTCOY vs ADC ($10,000, DRIP)

Year	ZTCOY Portfolio	ZTCOY Income/yr	ADC Portfolio	ADC Income/yr	Gap
1	$12,063	$1,363.09	$10,987	$577.21	+$1.1K → ZTCOY
2	$14,178	$1,270.89	$12,293	$855.34	+$1.9K → ZTCOY
3	$16,325	$1,154.51	$14,088	$1,290.70	+$2.2K → ZTCOY
4	$18,496	$1,027.44	$16,660	$1,994.91	+$1.8K → ZTCOY
5	$20,690	$899.67	$20,525	$3,181.85	+$165.00 → ZTCOY
6← crossover	$22,916	$777.85	$26,654	$5,286.90	$3.7K → ADC
7	$25,186	$665.88	$37,006	$9,259.47	$11.8K → ADC
8	$27,515	$565.64	$55,862	$17,338.74	$28.3K → ADC
9	$29,918	$477.60	$93,452	$35,300.32	$63.5K → ADC
10	$32,414	$401.38	$176,931	$79,647.25	$144.5K → ADC

ZTCOY vs ADC: Complete Analysis 2026

ZTCOY — Stock

ZTE Corporation provides integrated communication information solutions in the People's Republic of China, rest of Asia, Africa, Europe, the United States, and Oceania. It operates through three segments: Carriers' Networks, Government and Corporate Business, and Consumer Business. The Carriers' Network segment provides wireless access, wireline access, bearer systems, core networks, telecommunication software systems and services, and other technologies and product solutions for meeting carries' requirements. The Consumer Business segment offers smart phones, mobile data terminals, family terminals, and fusion terminals, as well as related software application and value-added services. The Government and Corporate Business segment focuses on providing informatization solutions for the government and corporations through the application of products, such as communications networks, Internet of Things, big data, and cloud computing. The company was founded in 1985 and is headquartered in Shenzhen, the People's Republic of China.

Full ZTCOY Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

📬

Get this ZTCOY vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ZTCOY vs SCHD ZTCOY vs JEPI ZTCOY vs O ZTCOY vs KO ZTCOY vs MAIN ZTCOY vs NNN ZTCOY vs EPRT ZTCOY vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.