Is ZTCOY or QYLD a better dividend investment in 2026?

ZTCOY currently yields 16.48% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: ZTCOY offers higher current income.

What is the dividend yield difference between ZTCOY and QYLD?

ZTCOY has a forward dividend yield of 16.48% ($0.67/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.56 percentage points.

Home › Compare › ZTCOY vs QYLD

ZTCOY vs QYLD: Dividend Comparison 2026

ZTCOY yields 16.48% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ZTCOY wins by $7.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ZTCOY

● Live price

16.48%

Share price

$4.04

Annual div

$0.67

5Y div CAGR

-17.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.4K

Annual income

$401.38

Full ZTCOY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — ZTCOY vs QYLD

📍 ZTCOY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZTCOY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZTCOY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZTCOY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZTCOY

Annual income on $10K today (after 15% tax)

$1,401.00/yr

After 10yr DRIP, annual income (after tax)

$341.17/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,469.24/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZTCOY + QYLD for your $10,000?

ZTCOY: 50%QYLD: 50%

100% QYLD50/50100% ZTCOY

Portfolio after 10yr

$28.9K

Annual income

$3,030.35/yr

Blended yield

10.48%

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Analyst Conviction Gap

Where Wall Street is most bullish on ZTCOY right now

ZTCOY

Analyst Ratings

Buy

Hold

Consensus: Buy

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZTCOY buys

QYLD buys

No recent congressional trades found for ZTCOY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZTCOYQYLD

Forward yield	16.48% ✓	11.92%
Annual dividend / share	$0.67	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-17.3%	0% ✓
Portfolio after 10y	$32.4K ✓	$25.4K
Annual income after 10y	$401.38	$5,659.31 ✓
Total dividends collected	$8.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ZTCOY vs QYLD ($10,000, DRIP)

Year	ZTCOY Portfolio	ZTCOY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,063	$1,363.09	$10,352	$1,192.36	+$1.7K → ZTCOY
2	$14,178	$1,270.89	$10,830	$1,347.57	+$3.3K → ZTCOY
3	$16,325	$1,154.51	$11,460	$1,539.07	+$4.9K → ZTCOY
4	$18,496	$1,027.44	$12,275	$1,777.84	+$6.2K → ZTCOY
5	$20,690	$899.67	$13,323	$2,078.95	+$7.4K → ZTCOY
6	$22,916	$777.85	$14,667	$2,463.34	+$8.2K → ZTCOY
7	$25,186	$665.88	$16,396	$2,960.57	+$8.8K → ZTCOY
8	$27,515	$565.64	$18,631	$3,612.97	+$8.9K → ZTCOY
9	$29,918	$477.60	$21,548	$4,482.15	+$8.4K → ZTCOY
10	$32,414	$401.38	$25,398	$5,659.31	+$7.0K → ZTCOY

ZTCOY vs QYLD: Complete Analysis 2026

ZTCOY — Stock

ZTE Corporation provides integrated communication information solutions in the People's Republic of China, rest of Asia, Africa, Europe, the United States, and Oceania. It operates through three segments: Carriers' Networks, Government and Corporate Business, and Consumer Business. The Carriers' Network segment provides wireless access, wireline access, bearer systems, core networks, telecommunication software systems and services, and other technologies and product solutions for meeting carries' requirements. The Consumer Business segment offers smart phones, mobile data terminals, family terminals, and fusion terminals, as well as related software application and value-added services. The Government and Corporate Business segment focuses on providing informatization solutions for the government and corporations through the application of products, such as communications networks, Internet of Things, big data, and cloud computing. The company was founded in 1985 and is headquartered in Shenzhen, the People's Republic of China.

Full ZTCOY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.