HomeCompareZTOP vs PEP

ZTOP vs PEP: Dividend Comparison 2026

ZTOP yields 5.79% · PEP yields 3.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $112.6K in total portfolio value· pulled ahead in Year 5
10 years
ZTOP
ZTOP
● Live price
5.79%
Share price
$51.41
Annual div
$2.98
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$837.40
Full ZTOP calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — ZTOP vs PEP

📍 PEP pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZTOPPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ZTOP + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZTOP pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZTOP
Annual income on $10K today (after 15% tax)
$492.03/yr
After 10yr DRIP, annual income (after tax)
$711.79/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $51,882.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZTOP + PEP for your $10,000?

ZTOP: 50%PEP: 50%
100% PEP50/50100% ZTOP
Portfolio after 10yr
$85.6K
Annual income
$31,356.54/yr
Blended yield
36.63%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

ZTOP
No analyst data
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZTOP buys
0
PEP buys
0
No recent congressional trades found for ZTOP or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZTOPPEP
Forward yield5.79%3.63%
Annual dividend / share$2.98$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$29.3K$141.9K
Annual income after 10y$837.40$61,875.67
Total dividends collected$7.1K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: ZTOP vs PEP ($10,000, DRIP)

YearZTOP PortfolioZTOP Income/yrPEP PortfolioPEP Income/yrGap
1$11,279$578.86$10,849$509.42+$430.00ZTOP
2$12,679$610.18$11,969$750.47+$710.00ZTOP
3$14,207$641.03$13,500$1,124.14+$707.00ZTOP
4$15,873$671.32$15,680$1,721.66+$193.00ZTOP
5← crossover$17,685$700.97$18,929$2,715.34$1.2KPEP
6$19,653$729.90$24,023$4,450.80$4.4KPEP
7$21,787$758.05$32,510$7,669.92$10.7KPEP
8$24,097$785.38$47,709$14,093.60$23.6KPEP
9$26,596$811.84$77,415$28,083.48$50.8KPEP
10$29,295$837.40$141,922$61,875.67$112.6KPEP

ZTOP vs PEP: Complete Analysis 2026

ZTOPStock

The F/m High Yield 100 ETF is an actively managed exchange-traded fund that aims to provide investors with exposure to high-yield corporate bonds. The fund seeks to achieve its investment objective by investing in a diversified portfolio of 100 high-yield corporate bonds, focusing on maximizing income while managing credit risk.

Full ZTOP Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
📬

Get this ZTOP vs PEP comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ZTOP vs SCHDZTOP vs JEPIZTOP vs OZTOP vs KOZTOP vs MAINZTOP vs MOZTOP vs PMZTOP vs GIS

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.