Is ZURVY or RYLD a better dividend investment in 2026?

ZURVY currently yields 4.79% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between ZURVY and RYLD?

ZURVY has a forward dividend yield of 4.79% ($1.70/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.35 percentage points.

Home › Compare › ZURVY vs RYLD

ZURVY vs RYLD: Dividend Comparison 2026

ZURVY yields 4.79% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ZURVY wins by $1.85M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

ZURVY

● Live price

4.79%

Share price

$35.51

Annual div

$1.70

5Y div CAGR

57.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.89M

Annual income

$1,313,045.37

Full ZURVY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — ZURVY vs RYLD

📍 ZURVY pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZURVY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZURVY + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZURVY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZURVY

Annual income on $10K today (after 15% tax)

$406.84/yr

After 10yr DRIP, annual income (after tax)

$1,116,088.56/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, ZURVY beats the other by $1,113,889.32/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZURVY + RYLD for your $10,000?

ZURVY: 50%RYLD: 50%

100% RYLD50/50100% ZURVY

Portfolio after 10yr

$967.9K

Annual income

$657,816.36/yr

Blended yield

67.96%

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Analyst Conviction Gap

Where Wall Street is split right now

ZURVY

Analyst Ratings

Buy

Sell

Consensus: Buy

Altman Z

0.7

Piotroski

6/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZURVY buys

RYLD buys

No recent congressional trades found for ZURVY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZURVYRYLD

Forward yield	4.79%	12.14% ✓
Annual dividend / share	$1.70	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	57.4% ✓	0%
Portfolio after 10y	$1.89M	$44.5K ✓
Annual income after 10y	$1,313,045.37 ✓	$2,587.35
Total dividends collected	$1.81M	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ZURVY vs RYLD ($10,000, DRIP)

Year	ZURVY Portfolio	ZURVY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,453	$753.37	$11,914	$1,213.65	$461.00 → RYLD
2	$13,524	$1,269.30	$14,099	$1,351.30	$575.00 → RYLD
3← crossover	$16,676	$2,204.80	$16,580	$1,494.55	+$96.00 → ZURVY
4	$21,842	$3,999.09	$19,384	$1,642.61	+$2.5K → ZURVY
5	$31,077	$7,705.32	$22,535	$1,794.70	+$8.5K → ZURVY
6	$49,379	$16,126.74	$26,063	$1,950.00	+$23.3K → ZURVY
7	$90,529	$37,694.12	$29,995	$2,107.69	+$60.5K → ZURVY
8	$198,525	$101,658.65	$34,361	$2,266.99	+$164.2K → ZURVY
9	$540,359	$327,937.66	$39,194	$2,427.12	+$501.2K → ZURVY
10	$1,891,230	$1,313,045.37	$44,525	$2,587.35	+$1.85M → ZURVY

ZURVY vs RYLD: Complete Analysis 2026

ZURVY — Stock

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car, home, travel, general liability, life and critical illness, worker injury, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, management or professional liability, trade credit, political risk, marine, cyber risk, and financial institution insurance products. In addition, it offers employee benefit insurance products; reinsurance services; and non-claims and ancillary services to the farmers' exchanges. It serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The company sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.

Full ZURVY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.