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ZUSFF vs ADC: Dividend Comparison 2026

ZUSFF yields 4.37% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $152.3K in total portfolio value· pulled ahead in Year 3
10 years
ZUSFF
ZUSFF
● Live price
4.37%
Share price
$46.87
Annual div
$2.05
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.6K
Annual income
$578.95
Full ZUSFF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — ZUSFF vs ADC

📍 ADC pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZUSFFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ZUSFF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZUSFF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZUSFF
Annual income on $10K today (after 15% tax)
$371.77/yr
After 10yr DRIP, annual income (after tax)
$492.11/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $68,185.59/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZUSFF + ADC for your $10,000?

ZUSFF: 50%ADC: 50%
100% ADC50/50100% ZUSFF
Portfolio after 10yr
$102.8K
Annual income
$40,688.13/yr
Blended yield
39.59%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

ZUSFF
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZUSFF buys
0
ADC buys
0
No recent congressional trades found for ZUSFF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZUSFFADC
Forward yield4.37%4.13%
Annual dividend / share$2.05$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$26.6K$178.9K
Annual income after 10y$578.95$80,797.29
Total dividends collected$5.1K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: ZUSFF vs ADC ($10,000, DRIP)

YearZUSFF PortfolioZUSFF Income/yrADC PortfolioADC Income/yrGap
1$11,137$437.38$10,990$580.36+$147.00ZUSFF
2$12,372$455.26$12,301$860.26+$71.00ZUSFF
3← crossover$13,711$472.65$14,104$1,298.62$393.00ADC
4$15,160$489.53$16,691$2,008.16$1.5KADC
5$16,727$505.86$20,580$3,205.09$3.9KADC
6$18,420$521.64$26,754$5,330.02$8.3KADC
7$20,246$536.84$37,196$9,345.14$16.9KADC
8$22,215$551.46$56,244$17,523.09$34.0KADC
9$24,335$565.50$94,286$35,736.21$70.0KADC
10$26,618$578.95$178,949$80,797.29$152.3KADC

ZUSFF vs ADC: Complete Analysis 2026

ZUSFFStock

The fund provides exposure to US money market instruments and debt securities that include corporate and government bonds. The maturity of the funds investments are limited to one year or less. While it may invest in floating rate instruments, floating rate preferred shares, and other floating rate securities, the rate reset date should be no greater than one year and the term is no more than five years. As an actively managed fund, the portfolio managers can analyze market and financial data to make buy, sell, and hold decisions at their discretion.

Full ZUSFF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.