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ZUSFF vs MRK: Dividend Comparison 2026

ZUSFF yields 4.37% · MRK yields 2.76%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MRK wins by $30.2K in total portfolio value
10 years
ZUSFF
ZUSFF
● Live price
4.37%
Share price
$46.87
Annual div
$2.05
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.6K
Annual income
$578.95
Full ZUSFF calculator →
MRK
Merck & Co. Inc.
● Live price
2.76%
Share price
$120.31
Annual div
$3.32
5Y div CAGR
32.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.8K
Annual income
$9,798.13
Full MRK calculator →

Portfolio growth — ZUSFF vs MRK

📍 MRK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZUSFFMRK
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ZUSFF + MRK cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZUSFF pays
MRK pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZUSFF
Annual income on $10K today (after 15% tax)
$371.77/yr
After 10yr DRIP, annual income (after tax)
$492.11/yr
MRK
Annual income on $10K today (after 15% tax)
$234.56/yr
After 10yr DRIP, annual income (after tax)
$8,328.41/yr
At 15% tax rate, MRK beats the other by $7,836.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZUSFF + MRK for your $10,000?

ZUSFF: 50%MRK: 50%
100% MRK50/50100% ZUSFF
Portfolio after 10yr
$41.7K
Annual income
$5,188.55/yr
Blended yield
12.44%
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Analyst Conviction Gap

Where Wall Street is most bullish on MRK right now

ZUSFF
No analyst data
MRK
Analyst Ratings
25
Buy
11
Hold
1
Sell
Consensus: Buy
Price Target
$128.54
+6.8% upside vs current
Range: $100.00 — $150.00
Altman Z
4.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZUSFF buys
0
MRK buys
0
No recent congressional trades found for ZUSFF or MRK in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZUSFFMRK
Forward yield4.37%2.76%
Annual dividend / share$2.05$3.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%32.7%
Portfolio after 10y$26.6K$56.8K
Annual income after 10y$578.95$9,798.13
Total dividends collected$5.1K$28.9K
Payment frequencyquarterlyquarterly
SectorStockHealthcare

Year-by-year: ZUSFF vs MRK ($10,000, DRIP)

YearZUSFF PortfolioZUSFF Income/yrMRK PortfolioMRK Income/yrGap
1← crossover$11,137$437.38$11,206$366.19$69.00MRK
2$12,372$455.26$12,650$502.35$278.00MRK
3$13,711$472.65$14,407$694.19$696.00MRK
4$15,160$489.53$16,585$967.82$1.4KMRK
5$16,727$505.86$19,342$1,363.89$2.6KMRK
6$18,420$521.64$22,913$1,947.19$4.5KMRK
7$20,246$536.84$27,662$2,823.89$7.4KMRK
8$22,215$551.46$34,159$4,173.35$11.9KMRK
9$24,335$565.50$43,337$6,308.80$19.0KMRK
10$26,618$578.95$56,776$9,798.13$30.2KMRK

ZUSFF vs MRK: Complete Analysis 2026

ZUSFFStock

The fund provides exposure to US money market instruments and debt securities that include corporate and government bonds. The maturity of the funds investments are limited to one year or less. While it may invest in floating rate instruments, floating rate preferred shares, and other floating rate securities, the rate reset date should be no greater than one year and the term is no more than five years. As an actively managed fund, the portfolio managers can analyze market and financial data to make buy, sell, and hold decisions at their discretion.

Full ZUSFF Calculator →

MRKHealthcare

Merck & Co., Inc. operates as a healthcare company worldwide. It operates through two segments, Pharmaceutical and Animal Health. The Pharmaceutical segment offers human health pharmaceutical products in the areas of oncology, hospital acute care, immunology, neuroscience, virology, cardiovascular, and diabetes, as well as vaccine products, such as preventive pediatric, adolescent, and adult vaccines. The Animal Health segment discovers, develops, manufactures, and markets veterinary pharmaceuticals, vaccines, and health management solutions and services, as well as digitally connected identification, traceability, and monitoring products. It serves drug wholesalers and retailers, hospitals, and government agencies; managed health care providers, such as health maintenance organizations, pharmacy benefit managers, and other institutions; and physicians and physician distributors, veterinarians, and animal producers. The company has collaborations with AstraZeneca PLC; Bayer AG; Eisai Co., Ltd.; Ridgeback Biotherapeutics; and Gilead Sciences, Inc. to jointly develop and commercialize long-acting treatments in HIV. Merck & Co., Inc. was founded in 1891 and is headquartered in Kenilworth, New Jersey.

Full MRK Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.