HomeCompareZY vs HTGC

ZY vs HTGC: Dividend Comparison 2026

ZY yields 4.00% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $25.6K in total portfolio value
10 years
ZY
ZY
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full ZY calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — ZY vs HTGC

Annual dividend income

MetricZYHTGC
Forward yield4.00%10.22%
Annual dividend / share$2.00$1.88
Payout ratio50%90%
1-year div growth5%5.6%
5-year div CAGR5%4.2%
Portfolio after 10y$28.0K$53.7K
Annual income after 10y$899.19$3,064.35
Total dividends collected$6.4K$19.5K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: ZY vs HTGC ($10,000, DRIP)

YearZY PortfolioZY Income/yrHTGC PortfolioHTGC Income/yrGap
1$11,120$420.00$12,045$1,064.65$925.00HTGC
2$12,357$458.31$14,442$1,216.94$2.1KHTGC
3$13,721$499.76$17,242$1,384.73$3.5KHTGC
4$15,227$544.58$20,501$1,568.89$5.3KHTGC
5$16,885$593.02$24,280$1,770.26$7.4KHTGC
6$18,713$645.34$28,649$1,989.67$9.9KHTGC
7$20,724$701.81$33,685$2,227.97$13.0KHTGC
8$22,938$762.73$39,472$2,485.98$16.5KHTGC
9$25,372$828.41$46,104$2,764.50$20.7KHTGC
10$28,047$899.19$53,687$3,064.35$25.6KHTGC

ZY vs HTGC: Complete Analysis 2026

ZYStock

ZY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ZY shares.

Full ZY Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is ZY or HTGC better for dividend income in 2026?
ZY currently offers a 4.00% yield (2.00/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, ZY has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ZY vs HTGC earn per year?
With $10,000 invested today: ZY pays approximately $400/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $899/year (ZY) and $3,064/year (HTGC).
Does ZY or HTGC pay monthly dividends?
ZY pays quarterly dividends. HTGC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this ZY vs HTGC comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

ZY vs SCHDZY vs JEPIZY vs OZY vs KOZY vs MAINZY vs ARCCZY vs GBDCZY vs ORCCHTGC vs MAINHTGC vs ARCCHTGC vs GBDCHTGC vs ORCC

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.