Is ZZHGY or XYLD a better dividend investment in 2026?

ZZHGY currently yields 101.01% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: ZZHGY offers higher current income.

What is the dividend yield difference between ZZHGY and XYLD?

ZZHGY has a forward dividend yield of 101.01% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 90.03 percentage points.

Home › Compare › ZZHGY vs XYLD

ZZHGY vs XYLD: Dividend Comparison 2026

ZZHGY yields 101.01% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ZZHGY wins by $4.03M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ZZHGY

● Live price

101.01%

Share price

$1.98

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.06M

Annual income

$1,377,317.85

Full ZZHGY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ZZHGY vs XYLD

📍 ZZHGY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZZHGY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, ZZHGY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ZZHGY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZZHGY

Annual income on $10K today (after 15% tax)

$8,585.86/yr

After 10yr DRIP, annual income (after tax)

$1,170,720.17/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, ZZHGY beats the other by $1,167,984.01/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZZHGY + XYLD for your $10,000?

ZZHGY: 50%XYLD: 50%

100% XYLD50/50100% ZZHGY

Portfolio after 10yr

$2.04M

Annual income

$690,268.43/yr

Blended yield

33.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZZHGY buys

XYLD buys

No recent congressional trades found for ZZHGY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZZHGYXYLD

Forward yield	101.01% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$4.06M	$25.3K ✓
Annual income after 10y	$1,377,317.85 ✓	$3,219.02
Total dividends collected	$3.63M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ZZHGY vs XYLD ($10,000, DRIP)

Year	ZZHGY Portfolio	ZZHGY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$20,801	$10,101.01	$10,818	$1,098.39	+$10.0K → ZZHGY
2	$41,894	$19,636.56	$11,738	$1,222.51	+$30.2K → ZZHGY
3	$81,787	$36,961.14	$12,774	$1,364.64	+$69.0K → ZZHGY
4	$154,950	$67,437.20	$13,944	$1,527.86	+$141.0K → ZZHGY
5	$285,201	$119,404.39	$15,270	$1,715.87	+$269.9K → ZZHGY
6	$510,563	$205,398.01	$16,775	$1,933.09	+$493.8K → ZZHGY
7	$889,948	$343,645.86	$18,490	$2,184.87	+$871.5K → ZZHGY
8	$1,512,057	$559,812.91	$20,450	$2,477.63	+$1.49M → ZZHGY
9	$2,506,821	$888,920.19	$22,697	$2,819.19	+$2.48M → ZZHGY
10	$4,059,617	$1,377,317.85	$25,280	$3,219.02	+$4.03M → ZZHGY

ZZHGY vs XYLD: Complete Analysis 2026

ZZHGY — Stock

ZhongAn Online P & C Insurance Co., Ltd., an Internet-based Insurtech company, provides internet insurance and insurance information technology services in the People's Republic of China. The company operates through Insurance, Technology, Banking, and Others segments. It offers property and casualty insurance products, including accident, bond, health, liability, credit, cargo, household property, motor, and other insurance, as well as shipping return insurance. The company also provides technology development and consulting, asset management, IT consulting, medical examination, Internet hospital, biotechnology, pharmacy, technology training, Fintech, digital asset, medical, life insurance, online banking, and insurance broking services. ZhongAn Online P & C Insurance Co., Ltd. was incorporated in 2013 and is headquartered in Shanghai, China.

Full ZZHGY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this ZZHGY vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ZZHGY vs SCHD ZZHGY vs JEPI ZZHGY vs O ZZHGY vs KO ZZHGY vs MAIN ZZHGY vs QYLD ZZHGY vs JEPQ ZZHGY vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.