Is ZZZ or QYLD a better dividend investment in 2026?

ZZZ currently yields 0.21% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between ZZZ and QYLD?

ZZZ has a forward dividend yield of 0.21% ($0.06/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 11.71 percentage points.

Home › Compare › ZZZ vs QYLD

ZZZ vs QYLD: Dividend Comparison 2026

ZZZ yields 0.21% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $5.4K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

ZZZ

● Live price

0.21%

Share price

$29.70

Annual div

$0.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$20.93

Full ZZZ calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — ZZZ vs QYLD

📍 QYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ZZZ	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ZZZ + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

ZZZ pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZZZ

Annual income on $10K today (after 15% tax)

$17.56/yr

After 10yr DRIP, annual income (after tax)

$17.79/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,792.62/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ZZZ + QYLD for your $10,000?

ZZZ: 50%QYLD: 50%

100% QYLD50/50100% ZZZ

Portfolio after 10yr

$22.7K

Annual income

$2,840.13/yr

Blended yield

12.52%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZZZ buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricZZZQYLD

Forward yield	0.21%	11.92% ✓
Annual dividend / share	$0.06	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.0K	$25.4K ✓
Annual income after 10y	$20.93	$5,659.31 ✓
Total dividends collected	$208.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ZZZ vs QYLD ($10,000, DRIP)

Year	ZZZ Portfolio	ZZZ Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,721	$20.65	$10,352	$1,192.36	+$369.00 → ZZZ
2	$11,492	$20.69	$10,830	$1,347.57	+$662.00 → ZZZ
3	$12,317	$20.73	$11,460	$1,539.07	+$857.00 → ZZZ
4	$13,200	$20.77	$12,275	$1,777.84	+$925.00 → ZZZ
5	$14,145	$20.80	$13,323	$2,078.95	+$822.00 → ZZZ
6	$15,156	$20.83	$14,667	$2,463.34	+$489.00 → ZZZ
7← crossover	$16,237	$20.86	$16,396	$2,960.57	$159.00 → QYLD
8	$17,395	$20.88	$18,631	$3,612.97	$1.2K → QYLD
9	$18,633	$20.91	$21,548	$4,482.15	$2.9K → QYLD
10	$19,959	$20.93	$25,398	$5,659.31	$5.4K → QYLD

ZZZ vs QYLD: Complete Analysis 2026

ZZZ — Stock

The index measures the weighted return performance of a multi-asset strategy that consists of a 75% weight in the S&P 500 Index and a 25% weight in the S&P CME Bitcoin Futures Index. The fund will invest approximately 75% of its assets in the stock of large U.S. companies that comprise the S&P 500 Index and will invest in Bitcoin futures contracts so that the total value of the Bitcoin to which the fund has economic exposure is approximately 25% of the assets of the fund.

Full ZZZ Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.