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AFL Dividend DRIP Calculator 2026
2.10% YieldFinancial ServicesAflac Incorporated · NYSE
Price: $114.94 · Annual div: $2.41/share · Frequency: quarterly · Payout ratio: 35% · Ex-div: 2026-08-19
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🎯 When AFL pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in AFL → $17.3K in 10 years · $102.65/month
About Aflac Incorporated (AFL) — Dividend Analysis 2026
Aflac Incorporated, operating through its various subsidiary companies, focuses on delivering supplementary health and life insurance policies. The firm's business activities are structured into two primary divisions: Aflac Japan and Aflac U.S. In Japan, the company offers a diverse range of insurance products, including coverage for cancer, medical expenses, income support for nursing care, and the distinct GIFT plan. This segment also provides traditional whole and term life insurance, along with savings-oriented plans like WAYS and child endowment products. Meanwhile, the Aflac U.S. division caters to the American market, furnishing policies that address cancer, accidents, short-term disability, critical illness, and hospital stays. Additionally, it provides dental, vision, long-term care, disability, and both term and whole life insurance options. Aflac distributes its comprehensive suite of products through multiple channels, which include dedicated sales associates, independent brokers, various corporate and individual agencies, and affiliated agencies. Established in 1955, the company maintains its corporate headquarters in Columbus, Georgia.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 AFL Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold AFL.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.10% | -0.70% | $210 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.78% | -1.01% | $178 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.68% | -1.12% | $168 / yr |
| 🇬🇧 UK ISA | 0% | 2.10% | -0.70% | $210 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.92% | -0.88% | $192 / yr |
| 🇨🇦 TFSA | 0% | 2.10% | -0.70% | $210 / yr |
| 🇨🇦 CA Taxable | 25% | 1.58% | -1.22% | $158 / yr |
| 🇦🇺 Super (pension) | 15% | 1.78% | -1.01% | $178 / yr |
| 🇦🇺 AU Taxable | 30% | 1.47% | -1.33% | $147 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.55% | -1.25% | $155 / yr |
| 🇫🇷 FR Taxable | 30% | 1.47% | -1.33% | $147 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 AFL Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.41/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 AFL Dividend Payment Schedule
AFL pays quarterly — 4 times per year. Ex-div: 2026-08-19.
📊 AFL vs Financial Services Benchmarks
How AFL compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for AFL sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ AFL Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-10-01 | 11,800 | $111.18 | $1.31M | ||
| Sale | 2026-10-01 | 100 | $111.74 | $11.2K | ||
| Sale | 2026-09-29 | 6,378 | $113.10 | $721.4K | ||
| Sale | 2026-09-29 | 5,722 | $113.64 | $650.2K | ||
| Sale | 2026-09-28 | 11,840 | $113.62 | $1.35M | ||
| Sale | 2026-09-28 | 160 | $114.25 | $18.3K | ||
| Sale | 2026-09-25 | 11,740 | $113.54 | $1.33M | ||
| Sale | 2026-09-25 | 360 | $114.19 | $41.1K | ||
| Sale | 2026-09-24 | 7,207 | $114.21 | $823.1K | ||
| Sale | 2026-09-24 | 4,893 | $115.28 | $564.1K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare AFL with peers: AFL vs BHF · AFL vs CNO · AFL vs FG
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Geographic Revenue Breakdown
Where AFL earns its moneyRevenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the AFL dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Aflac Incorporated (AFL) is currently trading at $114.94, 12% below its 52-week high. The current dividend yield is 2.10% based on an annual payout of $2.41 per share.
Aflac: A Resilient Dividend Growth Performer with Conservative Payouts
AI SummaryAflac Incorporated offers a modest 2.14% dividend yield backed by exceptional dividend safety and robust historical growth. With a conservative payout ratio of 35% and a solid P/E ratio of 16.5, the company retains ample earnings to cover its distributions while maintaining financial stability across its $57.4 billion market capitalization. The firm's growth trajectory remains impressive, highlighted by a notable 5-year dividend CAGR of 16%. This strong compounding rate reflects management's commitment to shareholder returns within the financial services sector, supported by sustainable cash flow generation and prudent capital allocation strategies that position the payout well for future increases.
- Foreign exchange volatility, particularly fluctuations between the US dollar and the Japanese yen
- Potential macroeconomic pressures impacting insurance sales and investment portfolios
Generated by AI using live market data. For educational purposes only — not financial advice.
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