About Admiral Group plc (AMIGY) — Dividend Analysis 2026
Admiral Group plc provides car insurance products in the United Kingdom, Spain, Italy, France, India, and the United States. The company operates through UK Insurance, International Insurance, Admiral Loans, and Other segments. It underwrites car, van, household, and travel insurance, as well as offers unsecured personal and car loans, and legal services. It offers its insurance products under the Admiral, Apparent, Balumba, Bell, Diamond, Elephant, Elephant Auto, Gladiator, L'Olivier, Qualitas Auto, and WiYou Seguros brand names, as well as through Compare.com and ConTe.it. The company was founded in 1993 and is headquartered in Cardiff, the United Kingdom.
Is AMIGY a good dividend investment in 2026?
AMIGY offers a 6.62% forward yield with a 50% payout ratio. Strand Safety Score: 60/100 (Moderate Risk). The 5-year dividend CAGR of 60.6% demonstrates strong, consistent growth that outpaces inflation.
AMIGY DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your AMIGY portfolio grows to $12.97M vs $10.44M without reinvestment. This is the compound interest effect in action.
AMIGY dividend growth history & forecast
AMIGY has grown its dividend by 0% over the last year and 60.6% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 6.62%.
FCF ($638M) is below dividends paid ($855M) — risk of cut (FCF: $638M · Dividends est.: $855M)
Debt Leverage0.0× Debt/EBITDA
30 / 30 pts
30/30
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum+0.7B → +0.7B → +0.3B
30 / 30 pts
30/30
Net income grew for 2 consecutive years — strong earnings momentum
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
60
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 AMIGY Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold AMIGY.
Gross yield
6.62%
Tax rate
15.00%
After-tax yield
5.63%
Real yield (−CPI)
2.83%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
6.62%
3.82%
$662 / yr
🇺🇸 US Taxable (15%) ✓
15%
5.63%
2.83%
$563 / yr
🇺🇸 US Taxable (20%)
20%
5.30%
2.50%
$530 / yr
🇬🇧 UK ISA
0%
6.62%
3.82%
$662 / yr
🇬🇧 UK Taxable
8.75%
6.04%
3.24%
$604 / yr
🇨🇦 TFSA
0%
6.62%
3.82%
$662 / yr
🇨🇦 CA Taxable
25%
4.96%
2.17%
$497 / yr
🇦🇺 Super (pension)
15%
5.63%
2.83%
$563 / yr
🇦🇺 AU Taxable
30%
4.63%
1.83%
$463 / yr
🇩🇪 DE Taxable
26.375%
4.87%
2.07%
$487 / yr
🇫🇷 FR Taxable
30%
4.63%
1.83%
$463 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 AMIGY Income Goal & Break-Even
Dividend Break-Even
6yr
Years for dividends to fully repay your AMIGY investment of $42.12/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$201.6K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$199.1K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in AMIGY for:
Shares needed
10,121
Capital required
$426,297
Monthly income
$2,000
Based on current dividend of $2.79/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 AMIGY Dividend Payment Schedule
AMIGY pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$5.93 / payment
$23.71 / year after tax
100 shares
$59.29 / payment
$237.15 / year after tax
1,000 shares
$592.88 / payment
$2371.50 / year after tax
📊 AMIGY vs Financial Services Benchmarks
How AMIGY compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+3.72% vs sectorBetter
AMIGY
6.62%
avg
2.90%
5Y Dividend CAGR▲+53.50% vs sectorBetter
AMIGY
60.60%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
AMIGY
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for AMIGY sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ AMIGY Insider Activity
No recent SEC filings reported in the last 90 days.
🔬
Financial Health Scores
Altman Z-Score
3.06
✅ Safe Zone — low bankruptcy risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
7/9
✅ Strong fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the AMIGY dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →