About American Funds AMCAP Fund (AMPFX) — Dividend Analysis 2026
The fund invests primarily in common stocks of U.S. companies that have solid long-term growth records and the potential for good future growth. The basic investment philosophy of the investment adviser is to seek to invest in attractively valued companies that, in its opinion, represent good, long-term investment opportunities.
Is AMPFX a good dividend investment in 2026?
AMPFX offers a 10.05% forward yield with a 50% payout ratio. Strand Safety Score: 45/100 (Moderate Risk). The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
AMPFX DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your AMPFX portfolio grows to $26.0K vs $20.0K without reinvestment. This is the compound interest effect in action.
AMPFX dividend growth history & forecast
AMPFX has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 10.05%.
FCF ($90M) is below dividends paid ($7.8B) — risk of cut (FCF: $90M · Dividends est.: $7.8B)
Debt Leverage0.0× Debt/EBITDA
30 / 30 pts
30/30
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum+0.1B → +0.0B → +0.0B
15 / 30 pts
15/30
Net income grew in the latest year — positive but trend is unconfirmed
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
45
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 AMPFX Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold AMPFX.
Gross yield
10.05%
Tax rate
15.00%
After-tax yield
8.54%
Real yield (−CPI)
5.74%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
10.05%
7.25%
$1,005 / yr
🇺🇸 US Taxable (15%) ✓
15%
8.54%
5.74%
$854 / yr
🇺🇸 US Taxable (20%)
20%
8.04%
5.24%
$804 / yr
🇬🇧 UK ISA
0%
10.05%
7.25%
$1,005 / yr
🇬🇧 UK Taxable
8.75%
9.17%
6.37%
$917 / yr
🇨🇦 TFSA
0%
10.05%
7.25%
$1,005 / yr
🇨🇦 CA Taxable
25%
7.54%
4.74%
$754 / yr
🇦🇺 Super (pension)
15%
8.54%
5.74%
$854 / yr
🇦🇺 AU Taxable
30%
7.04%
4.24%
$704 / yr
🇩🇪 DE Taxable
26.375%
7.40%
4.60%
$740 / yr
🇫🇷 FR Taxable
30%
7.04%
4.24%
$704 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 AMPFX Income Goal & Break-Even
Dividend Break-Even
12yr
Years for dividends to fully repay your AMPFX investment of $40.00/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$12.7K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$10.2K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in AMPFX for:
Shares needed
7,027
Capital required
$281,080
Monthly income
$2,000
Based on current dividend of $4.02/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 AMPFX Dividend Payment Schedule
AMPFX pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$8.54 / payment
$34.16 / year after tax
100 shares
$85.39 / payment
$341.56 / year after tax
1,000 shares
$853.91 / payment
$3415.64 / year after tax
📊 AMPFX vs Financial Services Benchmarks
How AMPFX compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+7.15% vs sectorBetter
AMPFX
10.05%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
AMPFX
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
AMPFX
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for AMPFX sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ AMPFX Insider Activity
No recent SEC filings reported in the last 90 days.
🔬
Financial Health Scores
Altman Z-Score
610.24
✅ Safe Zone — low bankruptcy risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
6/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the AMPFX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →