About Aberdeen Standard Bloomberg WTI Crude Oil Strategy K-1 Free ETF (AOIL) — Dividend Analysis 2026
The investment seeks to provide total return through actively managed exposure to the Bloomberg WTI Crude Oil Subindex Total ReturnSM (the "index"). The fund is an actively managed exchange-traded fund ("ETF") that is not required to track the index or invest in all of the index's components. However, it will generally seek to hold similar interests to those included in the index by investing in WTI crude oil futures under the same futures rolling schedule as the index. The fund is non-diversified.
Is AOIL a good dividend investment in 2026?
AOIL offers a 9.18% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
AOIL DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your AOIL portfolio grows to $24.1K vs $19.2K without reinvestment. This is the compound interest effect in action.
AOIL dividend growth history & forecast
AOIL has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 9.18%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 AOIL Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold AOIL.
Gross yield
9.18%
Tax rate
15.00%
After-tax yield
7.80%
Real yield (−CPI)
5.00%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
9.18%
6.38%
$918 / yr
🇺🇸 US Taxable (15%) ✓
15%
7.80%
5.00%
$780 / yr
🇺🇸 US Taxable (20%)
20%
7.34%
4.54%
$734 / yr
🇬🇧 UK ISA
0%
9.18%
6.38%
$918 / yr
🇬🇧 UK Taxable
8.75%
8.38%
5.58%
$838 / yr
🇨🇦 TFSA
0%
9.18%
6.38%
$918 / yr
🇨🇦 CA Taxable
25%
6.88%
4.08%
$689 / yr
🇦🇺 Super (pension)
15%
7.80%
5.00%
$780 / yr
🇦🇺 AU Taxable
30%
6.43%
3.63%
$643 / yr
🇩🇪 DE Taxable
26.375%
6.76%
3.96%
$676 / yr
🇫🇷 FR Taxable
30%
6.43%
3.63%
$643 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 AOIL Income Goal & Break-Even
Dividend Break-Even
13yr
Years for dividends to fully repay your AOIL investment of $21.78/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$11.2K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$8.7K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in AOIL for:
Shares needed
14,118
Capital required
$307,490
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 AOIL Dividend Payment Schedule
AOIL pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 AOIL vs Financial Services Benchmarks
How AOIL compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+6.28% vs sectorBetter
AOIL
9.18%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
AOIL
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
AOIL
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for AOIL sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ AOIL Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
Insider
Title
Type
Date
Shares
Price
Total Value
Wold Eric
director
Other
2013-04-19
60,000
$0.40
$24.0K
CERNA JAMES J JR
director, officer: President
Other
2013-06-08
40,000
$0.36
$14.4K
CERNA JAMES J JR
director, officer: President
Other
2013-04-19
500,000
$0.40
$200.0K
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the AOIL dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →