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AOZOY Dividend DRIP Calculator 2026
6.61% YieldFinancial ServicesAozora Bank, Ltd. · OTC
Price: $3.75 · Annual div: $0.25/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When AOZOY pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in AOZOY → $19.41M in 10 years · $100,248.63/month
About Aozora Bank, Ltd. (AOZOY) — Dividend Analysis 2026
Aozora Bank, Ltd., along with its affiliated entities, delivers a comprehensive suite of banking and financial services to clients both within Japan and across the globe. The bank's operations are organized into distinct divisions: Retail Banking, Institutional Banking, Allied Banking, Specialty Finance, International Finance, and Financial Markets. Its deposit offerings encompass standard options like checking and savings accounts, time deposits, and deposits-at-notice, alongside specialized accounts for non-residents and negotiable certificates of deposit, including those denominated in foreign currencies. Aozora Bank extends a variety of credit facilities, from traditional loans (secured by deeds or notes) and overdrafts, to a wide spectrum of corporate financing solutions. These include funding for mergers and acquisitions (M&A), project financing, equity-based loans, sustainable finance, leveraged buyout (LBO) arrangements, structured finance, real estate funding, and support for business recovery. It also facilitates syndicated loans and discounts promissory notes. The bank engages in securities investments, acquiring public, municipal, and corporate bonds, as well as various equity and other investment instruments. Beyond core banking, Aozora provides domestic and international foreign exchange services, along with bond consignment. Its extensive array of other services includes liability guarantees, securities lending, public bond underwriting, agency functions, custody services, financial instrument intermediation, and securitization. The bank further offers advisory expertise in areas such as M&A, business succession planning, business expansion strategies, and equity/debt funding. Additionally, it engages in the over-the-counter distribution of investment trusts and insurance products, administers trust services for secured corporate bonds, and executes derivative transactions covering interest rates, currencies, and other financial instruments. As of March 31, 2021, Aozora Bank maintained a network of 19 branches. The institution, incorporated in 1957, was previously named Nippon Fudosan Bank, Limited before adopting its current name, Aozora Bank, Ltd., in 2001. Its corporate headquarters are situated in Tokyo, Japan.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 AOZOY Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold AOZOY.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 6.61% | 3.81% | $661 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 5.62% | 2.82% | $562 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.29% | 2.49% | $529 / yr |
| 🇬🇧 UK ISA | 0% | 6.61% | 3.81% | $661 / yr |
| 🇬🇧 UK Taxable | 8.75% | 6.03% | 3.23% | $603 / yr |
| 🇨🇦 TFSA | 0% | 6.61% | 3.81% | $661 / yr |
| 🇨🇦 CA Taxable | 25% | 4.96% | 2.16% | $496 / yr |
| 🇦🇺 Super (pension) | 15% | 5.62% | 2.82% | $562 / yr |
| 🇦🇺 AU Taxable | 30% | 4.63% | 1.83% | $463 / yr |
| 🇩🇪 DE Taxable | 26.375% | 4.87% | 2.07% | $487 / yr |
| 🇫🇷 FR Taxable | 30% | 4.63% | 1.83% | $463 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 AOZOY Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.25/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 AOZOY Dividend Payment Schedule
AOZOY pays quarterly — 4 times per year. Next ex-div: TBD.
📊 AOZOY vs Financial Services Benchmarks
How AOZOY compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for AOZOY sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ AOZOY Insider Activity
No recent SEC filings reported in the last 90 days.Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the AOZOY dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Aozora Bank, Ltd. (AOZOY) is currently trading at $3.75, 40% below its 52-week high. The current dividend yield is 6.61% based on an annual payout of $0.25 per share.
AOZOY (Aozora Bank, Ltd.) — 6.61% Dividend Yield Analysis
Aozora Bank, Ltd. (AOZOY) is a financial services stock currently trading at $3.75 with a dividend yield of 6.61%. The company pays an annual dividend of $0.25 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, AOZOY has grown its dividend at a compound annual rate of 100.0%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.