About AvidXchange Holdings, Inc. (AVDX) — Dividend Analysis 2026
AvidXchange Holdings, Inc. provides accounts payable (AP) automation software and payment solutions for middle market businesses and their suppliers in North America. The company offers AP automation software, a SaaS-based solution that automates and digitizes capture, review, approval, and payment of invoices for buyers; the AvidPay network that connects two-sided payments with buyers and suppliers; and cash flow manager that provides cash management solutions. Its platform offers electronic invoice capture, workflow routing, and automated payments solutions. The company markets its solutions through direct salesforces; strategic channel partnerships; and software and technology business partners. It serves real estate, homeowners associations, construction, financial services, healthcare facilities, social services, education, and media sectors. The company was incorporated in 2000 and is headquartered in Charlotte, North Carolina.
Is AVDX a good dividend investment in 2026?
AVDX offers a 20.00% forward yield with a 50% payout ratio. Strand Safety Score: 60/100 (Moderate Risk). The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
AVDX DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your AVDX portfolio grows to $181.54M vs $20.1K without reinvestment. This is the compound interest effect in action.
AVDX dividend growth history & forecast
AVDX has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 20.00%.
FCF ($52M) is below dividends paid ($415M) — risk of cut (FCF: $52M · Dividends est.: $415M)
Debt Leverage0.0× Debt/EBITDA
30 / 30 pts
30/30
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum+0.0B → -0.0B → -0.1B
30 / 30 pts
30/30
Net income grew for 2 consecutive years — strong earnings momentum
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
60
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 AVDX Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold AVDX.
Gross yield
20.00%
Tax rate
15.00%
After-tax yield
17.00%
Real yield (−CPI)
14.20%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
20.00%
17.20%
$2,000 / yr
🇺🇸 US Taxable (15%) ✓
15%
17.00%
14.20%
$1,700 / yr
🇺🇸 US Taxable (20%)
20%
16.00%
13.20%
$1,600 / yr
🇬🇧 UK ISA
0%
20.00%
17.20%
$2,000 / yr
🇬🇧 UK Taxable
8.75%
18.25%
15.45%
$1,825 / yr
🇨🇦 TFSA
0%
20.00%
17.20%
$2,000 / yr
🇨🇦 CA Taxable
25%
15.00%
12.20%
$1,500 / yr
🇦🇺 Super (pension)
15%
17.00%
14.20%
$1,700 / yr
🇦🇺 AU Taxable
30%
14.00%
11.20%
$1,400 / yr
🇩🇪 DE Taxable
26.375%
14.73%
11.93%
$1,473 / yr
🇫🇷 FR Taxable
30%
14.00%
11.20%
$1,400 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 AVDX Income Goal & Break-Even
Dividend Break-Even
6yr
Years for dividends to fully repay your AVDX investment of $10.00/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$65.40M
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$65.40M
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in AVDX for:
Shares needed
14,118
Capital required
$141,180
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 AVDX Dividend Payment Schedule
AVDX pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 AVDX vs Technology Benchmarks
How AVDX compares to typical Technology averages.
Benchmark: Technology
Dividend Yield▲+18.60% vs sectorBetter
AVDX
20.00%
avg
1.40%
5Y Dividend CAGR▼-9.40% vs sectorBelow avg
AVDX
0.00%
avg
9.40%
Payout Ratio▼+22.00% vs sectorBelow avg
AVDX
50.00%
avg
28.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for AVDX sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ AVDX Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
Insider
Title
Type
Date
Shares
Price
Total Value
Mackintosh Teresa
director
D-Return
2025-10-15
65,904
—
—
Drees Daniel
officer: President
J-Other
2025-10-15
232,377
—
—
Drees Daniel
officer: President
D-Return
2025-10-15
67,744
$3.21
$217.6K
Drees Daniel
officer: President
D-Return
2025-10-15
38,600
$3.79
$146.1K
Drees Daniel
officer: President
D-Return
2025-10-15
291,262
$8.04
$2.34M
Drees Daniel
officer: President
D-Return
2025-10-15
272,727
$9.00
$2.45M
Drees Daniel
officer: President
D-Return
2025-10-15
927,429
—
—
Drees Daniel
officer: President
D-Return
2025-10-15
32,650
—
—
HAUSMAN JAMES E
director
D-Return
2025-10-15
720,000
—
—
Rubado Arthur J III
director
D-Return
2025-10-15
40,276
—
—
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
🎯
Analyst Price Target
Wall Street consensus
Current Price
$10.00
Analyst Target
$11.86
Upside / Downside
+18.6%
Range
$9.00 – $16.00
💡 If AVDX reaches the analyst target of $11.86, investors buying today at $10.00 would see an effective yield of 16.86% on shares purchased at target price — vs 20.00% at current price.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
🔬
Financial Health Scores
Altman Z-Score
0.70
🔴 Distress Zone — elevated dividend cut risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
5/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the AVDX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →