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Bank of America Corporation · NYSE
Price: $18.69 · Annual div: $1.19/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in BAC-PS → $12.09M in 10 years · $2,957.13/month
Bank of America Corporation, operating through its various units, offers a comprehensive range of banking and financial services worldwide. Its diverse client base includes individual consumers, small and medium-sized businesses, institutional investors, large corporations, and government entities. The company's Consumer Banking division caters to everyday financial needs by providing various savings options (traditional and money market), certificates of deposit, individual retirement accounts (IRAs), both interest and non-interest-bearing checking accounts, and investment product access. It also extends credit through cards, residential mortgages, home equity lines, and direct or indirect loans for vehicles, recreational vehicles, and personal use. Within its Global Wealth & Investment Management segment, the focus is on asset growth and preservation. This includes investment management, brokerage services, banking solutions, trust and retirement planning, as well as customized wealth management strategies, notably specialized asset management. The Global Banking segment delivers extensive financial solutions to corporate and governmental clients. This encompasses a broad spectrum of lending products, such as commercial loans, leases, commitment facilities, trade finance, commercial real estate, and asset-based lending. It also offers treasury solutions like cash management, foreign exchange, short-term investment options, and merchant services, alongside working capital management, debt and equity underwriting and distribution, and advisory services for mergers and other corporate actions. Finally, the Global Markets segment facilitates financial transactions and manages risk. Its services include market-making, financing, securities clearing, settlement, and custody. It also provides sophisticated risk management products, utilizing derivatives across interest rates, equity, credit, currency, and commodities, in addition to foreign exchange, fixed-income, and mortgage-related instruments. As of December 31, 2021, Bank of America served approximately 67 million consumer and small business clients. Its vast network comprised around 4,200 retail financial centers, roughly 16,000 automated teller machines (ATMs), and digital banking platforms accessed by approximately 41 million active users. The institution was founded in 1784 and is headquartered in Charlotte, North Carolina.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold BAC-PS.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 6.35% | 3.55% | $635 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 5.40% | 2.60% | $540 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.08% | 2.28% | $508 / yr |
| 🇬🇧 UK ISA | 0% | 6.35% | 3.55% | $635 / yr |
| 🇬🇧 UK Taxable | 8.75% | 5.79% | 2.99% | $579 / yr |
| 🇨🇦 TFSA | 0% | 6.35% | 3.55% | $635 / yr |
| 🇨🇦 CA Taxable | 25% | 4.76% | 1.96% | $476 / yr |
| 🇦🇺 Super (pension) | 15% | 5.40% | 2.60% | $540 / yr |
| 🇦🇺 AU Taxable | 30% | 4.44% | 1.64% | $444 / yr |
| 🇩🇪 DE Taxable | 26.375% | 4.68% | 1.88% | $468 / yr |
| 🇫🇷 FR Taxable | 30% | 4.44% | 1.64% | $444 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.19/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
BAC-PS pays quarterly — 4 times per year. Next ex-div: TBD.
How BAC-PS compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for BAC-PS sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| M-Exempt | 2026-05-15 | 18,083 | — | — | ||
| D-Return | 2026-05-15 | 18,083 | $49.77 | $900.0K | ||
| M-Exempt | 2026-05-15 | 18,083 | — | — | ||
| Sale | 2026-05-05 | 126,756 | $53.01 | $6.72M | ||
| A-Award | 2026-05-04 | 5,365 | — | — | ||
| A-Award | 2026-05-04 | 5,365 | — | — | ||
| F-InKind | 2026-05-04 | 2,473 | $52.19 | $129.1K | ||
| A-Award | 2026-05-04 | 5,365.01 | — | — | ||
| A-Award | 2026-05-04 | 5,365.01 | — | — | ||
| A-Award | 2026-05-04 | 5,365.01 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Revenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the BAC-PS dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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