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Bread Financial Holdings, Inc. ยท NYSE
Price: $99.47 ยท Annual div: $0.9200/share ยท Frequency: quarterly ยท Payout ratio: 8% ยท Ex-div: 2026-11-30
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Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-11-30Latest | 2026-12-15 | $0.2500 | โ | โ |
| 2026-08-31 | 2026-09-15 | $0.2300 | 0.83% | $110.80 |
| 2026-05-29 | 2026-06-15 | $0.2300 | 1.05% | $85.34 |
| 2026-02-27 | 2026-03-16 | $0.2300 | 1.20% | $73.05 |
| 2025-11-07 | 2025-12-12 | $0.2300 | 1.68% | $63.60 |
| 2025-08-08 | 2025-09-12 | $0.2100 | 1.82% | $57.56 |
| 2025-05-09 | 2025-06-13 | $0.2100 | 1.76% | $47.79 |
| 2025-02-14 | 2025-03-21 | $0.2100 | 1.33% | $63.13 |
| 2024-11-08 | 2024-12-13 | $0.2100 | 2.07% | $50.75 |
| 2024-08-09 | 2024-09-13 | $0.2100 | 1.65% | $50.78 |
| 2024-05-09 | 2024-06-14 | $0.2100 | 2.74% | $38.38 |
| 2024-02-08 | 2024-03-15 | $0.2100 | 2.89% | $36.33 |
| 2023-11-10 | 2023-12-15 | $0.2100 | 3.14% | $26.71 |
| 2023-08-10 | 2023-09-15 | $0.2100 | 2.59% | $40.55 |
| 2023-05-11 | 2023-06-16 | $0.2100 | 3.91% | $26.85 |
| 2023-02-09 | 2023-03-17 | $0.2100 | 2.76% | $38.07 |
| 2022-11-10 | 2022-12-16 | $0.2100 | 2.29% | $36.71 |
| 2022-08-11 | 2022-09-16 | $0.2100 | 2.56% | $39.36 |
| 2022-05-12 | 2022-06-17 | $0.2100 | 1.75% | $55.14 |
| 2022-02-10 | 2022-03-18 | $0.2100 | 1.32% | $69.75 |
| 2021-11-10 | 2021-12-17 | $0.2100 | 1.21% | $72.50 |
| 2021-08-12 | 2021-09-17 | $0.1676 | 1.13% | $74.37 |
| 2021-05-13 | 2021-06-18 | $0.1676 | 0.72% | $93.21 |
| 2021-02-11 | 2021-03-18 | $0.1676 | 2.17% | $53.98 |
| 2020-11-12 | 2020-12-18 | $0.1676 | โ | โ |
| 2020-08-13 | 2020-09-18 | $0.1676 | โ | โ |
| 2020-05-13 | 2020-06-18 | $0.1676 | โ | โ |
| 2020-02-13 | 2020-03-19 | $0.5028 | โ | โ |
| 2019-11-13 | 2019-12-17 | $0.5028 | โ | โ |
| 2019-09-03 | 2019-09-26 | $0.5028 | โ | โ |
| 2019-05-13 | 2019-06-18 | $0.5028 | โ | โ |
| 2019-02-20 | 2019-03-19 | $0.5028 | โ | โ |
| 2018-11-13 | 2018-12-19 | $0.4549 | โ | โ |
| 2018-08-13 | 2018-09-19 | $0.4549 | โ | โ |
| 2018-05-11 | 2018-06-19 | $0.4549 | โ | โ |
| 2018-02-13 | 2018-03-20 | $0.4549 | โ | โ |
| 2017-11-13 | 2017-12-19 | $0.4150 | โ | โ |
| 2017-08-10 | 2017-09-19 | $0.4150 | โ | โ |
| 2017-05-11 | 2017-06-19 | $0.4150 | โ | โ |
| 2017-02-13 | 2017-03-17 | $0.4150 | โ | โ |
| 2016-11-01 | 2016-12-16 | $0.4150 | โ | โ |
Bread Financial Holdings, Inc. offers cutting-edge payment and credit solutions to consumers and various industries throughout North America. Their services include comprehensive financing for credit cards and other loans, which involves managing risk, originating accounts, and providing funding for approximately 130 private label and co-branded credit card programs. They also support around 500 small and medium-sized businesses through their Bread partnerships and issue Comenity-branded general purpose cash-back credit cards. The company is responsible for administering and overseeing all loans it generates, covering private label, co-brand, and general-purpose credit card portfolios, as well as its Bread BNPL (Buy Now Pay Later) products, which include installment and split-pay options. Beyond lending, they provide marketing, data, and analytics services. Their enhanced digital toolkit features a unified Software Development Kit (SDK), allowing seamless integration with their product range and encouraging the presentation of credit payment choices earlier in the retail journey. Additionally, the Bread digital payments platform, powered by a comprehensive suite of application programming interfaces (APIs), empowers merchants and partners to readily incorporate online point-of-sale financing, such as installment and split-pay solutions. Established in Columbus, Ohio in 1996, the company was formerly known as Alliance Data Systems Corporation until it rebranded as Bread Financial Holdings, Inc. in March 2022.
Forward dividend yield from the latest data ยท open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Ready to invest? Open BFH position with:
Real after-tax yield depends on where you live and how you hold BFH.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| ๐บ๐ธ Roth IRA / 401k | 0% | 0.92% | -1.88% | $92 / yr |
| ๐บ๐ธ US Taxable (15%) โ | 15% | 0.78% | -2.02% | $78 / yr |
| ๐บ๐ธ US Taxable (20%) | 20% | 0.74% | -2.06% | $74 / yr |
| ๐ฌ๐ง UK ISA | 0% | 0.92% | -1.88% | $92 / yr |
| ๐ฌ๐ง UK Taxable | 8.75% | 0.84% | -1.96% | $84 / yr |
| ๐จ๐ฆ TFSA | 0% | 0.92% | -1.88% | $92 / yr |
| ๐จ๐ฆ CA Taxable | 25% | 0.69% | -2.11% | $69 / yr |
| ๐ฆ๐บ Super (pension) | 15% | 0.78% | -2.02% | $78 / yr |
| ๐ฆ๐บ AU Taxable | 30% | 0.64% | -2.16% | $64 / yr |
| ๐ฉ๐ช DE Taxable | 26.375% | 0.68% | -2.12% | $68 / yr |
| ๐ซ๐ท FR Taxable | 30% | 0.64% | -2.16% | $64 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.92/share/yr ยท ๐บ๐ธ US Taxable (15%) ยท static projection (no growth assumed).
BFH pays quarterly โ 4 times per year. Ex-div: 2026-11-30.
How BFH compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024โ2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for BFH sourced from FMP /financial-growth endpoint โ real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-10-15 | 704 | โ | โ | ||
| Buy | 2026-09-14 | 15.89 | $108.14 | $1.7K | ||
| Sale | 2026-07-28 | 2,802 | $106.12 | $297.3K | ||
| A-Award | 2026-07-15 | 730 | โ | โ | ||
| A-Award | 2026-06-15 | 1,638 | โ | โ | ||
| A-Award | 2026-06-15 | 1,638 | โ | โ | ||
| A-Award | 2026-06-15 | 1,638 | โ | โ | ||
| A-Award | 2026-06-15 | 1,638 | โ | โ | ||
| A-Award | 2026-06-15 | 1,638 | โ | โ | ||
| A-Award | 2026-06-15 | 1,638 | โ | โ |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Compare BFH with peers: BFH vs BHF ยท BFH vs ENVA ยท BFH vs ETOR
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores โ lower dividend cut risk. Data via FMP financial statements.
Revenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the BFH dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer โ
Bread Financial Holdings, Inc. (BFH) is currently trading at $99.47, 13% below its 52-week high. The current dividend yield is 0.92% based on an annual payout of $0.9200 per share.
Bread Financial Holdings, Inc. (BFH) is a financial services stock currently trading at $99.47 with a dividend yield of 0.92%. It pays an annual dividend of $0.9200 per share. The payout ratio of 8% suggests the dividend is well-covered by earnings. Over the past 5 years, BFH's dividend has declined at an average rate of 6.0% a year.
Auto-generated from live market data. For educational purposes only โ not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team โ not customer reviews.
BFH (Bread Financial Holdings, Inc.) has a dividend yield of 0.92%, based on an annual dividend of $0.9200 per share and a price of $99.47. Over the last 12 months it paid $0.9200 per share โ a trailing yield of 0.92%. Dividends are paid quarterly.
Yield history: over the last 12 payments, BFH's 12-month yield ranged from 0.83% to 3.14%. Full BFH dividend history โ
With dividends reinvested, a BFH position grows its share count by about 0.80% in the first year at today's price and yield.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 0.81 | 101.34 | $87 | $10,937 | 0.87% |
| 3 | 0.61 | 102.66 | $78 | $13,043 | 0.78% |
| 5 | 0.47 | 103.66 | $70 | $15,504 | 0.70% |
| 10 | 0.23 | 105.22 | $52 | $23,664 | 0.52% |
| 20 | 0.06 | 106.37 | $28 | $54,088 | 0.28% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work โ
BFH (Bread Financial Holdings, Inc.) has a dividend yield of 0.92%, based on an annual dividend of $0.9200 per share and a price of $99.47. Over the last 12 months it paid $0.9200 per share โ a trailing yield of 0.92%. Dividends are paid quarterly.
$10,000 in BFH at a 0.92% yield pays about $92 a year ($8 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a BFH position grows its share count by about 0.80% in the first year at today's price and yield.
Enter your starting amount, monthly contribution and time horizon in the BFH DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
BFH's next ex-dividend date is 2026-11-30. BFH pays dividends quarterly. Buy before the ex-dividend date to receive the next payment.
BFH's dividend changed 9.5% over the last year and -6.0% a year on average over five years.
BFH pays out 8% of its earnings as dividends. A payout ratio under 60% is generally considered sustainable. Dividends can be cut at any time; this is not financial advice.
News aggregated from public sources via Finnhub & RSS. For informational purposes only.
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