About Vanguard Total Bond Market ETF (BND) — Dividend Analysis 2026
The fund’s investment objective is to seek to track the performance of a broad, market-weighted bond index. The fund generally: Provides broad exposure to the taxable investment-grade U.S. dollar-denominated bond market, excluding inflation-protected and tax-exempt bonds. Offers relatively high potential for investment income; share value tends to rise and fall modestly. May be more appropriate for medium- or long-term goals where you’re looking for a reliable income stream. Is appropriate for diversifying the risks of stocks in a portfolio.
Is BND a good dividend investment in 2026?
BND offers a 3.91% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
BND DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your BND portfolio grows to $14.7K vs $13.9K without reinvestment. This is the compound interest effect in action.
BND dividend growth history & forecast
BND has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 3.91%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 BND Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold BND.
Gross yield
3.91%
Tax rate
15.00%
After-tax yield
3.32%
Real yield (−CPI)
0.52%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
3.91%
1.11%
$391 / yr
🇺🇸 US Taxable (15%) ✓
15%
3.32%
0.52%
$332 / yr
🇺🇸 US Taxable (20%)
20%
3.13%
0.33%
$313 / yr
🇬🇧 UK ISA
0%
3.91%
1.11%
$391 / yr
🇬🇧 UK Taxable
8.75%
3.57%
0.77%
$357 / yr
🇨🇦 TFSA
0%
3.91%
1.11%
$391 / yr
🇨🇦 CA Taxable
25%
2.93%
0.13%
$293 / yr
🇦🇺 Super (pension)
15%
3.32%
0.52%
$332 / yr
🇦🇺 AU Taxable
30%
2.74%
-0.06%
$274 / yr
🇩🇪 DE Taxable
26.375%
2.88%
0.08%
$288 / yr
🇫🇷 FR Taxable
30%
2.74%
-0.06%
$274 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 BND Income Goal & Break-Even
Dividend Break-Even
31yr
Years for dividends to fully repay your BND investment of $73.48/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$3.9K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$1.4K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in BND for:
Shares needed
9,816
Capital required
$721,280
Monthly income
$2,000
Based on current dividend of $2.88/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 BND Dividend Payment Schedule
BND pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$6.11 / payment
$24.45 / year after tax
100 shares
$61.13 / payment
$244.50 / year after tax
1,000 shares
$611.26 / payment
$2445.03 / year after tax
📊 BND vs Financial Services Benchmarks
How BND compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+1.01% vs sectorBetter
BND
3.91%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
BND
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
BND
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for BND sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ BND Insider Activity
▼ 2 Sales
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
Insider
Title
Type
Date
Shares
Price
Total Value
ROTHSCHILD REALTY INVESTORS III LLC
10 percent owner
C-Conversion
2003-12-30
1,093,750
—
—
ROTHSCHILD REALTY INVESTORS III LLC
10 percent owner
Sale
2003-12-30
250,000
$24.00
$6.00M
ROTHSCHILD REALTY INVESTORS III LLC
10 percent owner
Sale
2003-12-30
3,281,750
—
—
ROTHSCHILD REALTY INVESTORS III LLC
10 percent owner
C-Conversion
2003-12-30
1,093,750
—
—
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the BND dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →