About Brunswick Bancorp (BRBW) — Dividend Analysis 2026
Brunswick Bancorp operates as the bank holding company for Brunswick Bank & Trust that provides various personal and commercial banking products and services. The company accepts various deposits products, such as checking, savings, money market, and individual retirement accounts; certificate of deposit; and offers various loans, including commercial mortgage, small business, and commercial construction loans, as well as home equity lines of credit. It also provides merchant services; and direct deposit of payroll, electronic banking, safe deposit box, combined statements, medallion signature guarantee, and notary services, as well as Internet banking services. Brunswick Bancorp serves central New Jersey through its New Brunswick main office and 4 additional branch offices. The company was founded in 1902 and is based in New Brunswick, New Jersey.
Is BRBW a good dividend investment in 2026?
BRBW offers a 2.63% forward yield with a 50% payout ratio. Strand Safety Score: 100/100 (Very Safe). The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
BRBW DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your BRBW portfolio grows to $5.45M vs $5.29M without reinvestment. This is the compound interest effect in action.
BRBW dividend growth history & forecast
BRBW has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 2.63%.
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 BRBW Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold BRBW.
Gross yield
2.63%
Tax rate
15.00%
After-tax yield
2.24%
Real yield (−CPI)
-0.56%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
2.63%
-0.17%
$263 / yr
🇺🇸 US Taxable (15%) ✓
15%
2.24%
-0.56%
$224 / yr
🇺🇸 US Taxable (20%)
20%
2.10%
-0.70%
$210 / yr
🇬🇧 UK ISA
0%
2.63%
-0.17%
$263 / yr
🇬🇧 UK Taxable
8.75%
2.40%
-0.40%
$240 / yr
🇨🇦 TFSA
0%
2.63%
-0.17%
$263 / yr
🇨🇦 CA Taxable
25%
1.97%
-0.83%
$197 / yr
🇦🇺 Super (pension)
15%
2.24%
-0.56%
$224 / yr
🇦🇺 AU Taxable
30%
1.84%
-0.96%
$184 / yr
🇩🇪 DE Taxable
26.375%
1.94%
-0.86%
$194 / yr
🇫🇷 FR Taxable
30%
1.84%
-0.96%
$184 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 BRBW Income Goal & Break-Even
Dividend Break-Even
45yr
Years for dividends to fully repay your BRBW investment of $16.00/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$2.3K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$-195.85
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in BRBW for:
Shares needed
67,227
Capital required
$1,075,632
Monthly income
$2,000
Based on current dividend of $0.42/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 BRBW Dividend Payment Schedule
BRBW pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$0.89 / payment
$3.57 / year after tax
100 shares
$8.92 / payment
$35.70 / year after tax
1,000 shares
$89.25 / payment
$357.00 / year after tax
📊 BRBW vs Financial Services Benchmarks
How BRBW compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▼-0.27% vs sectorBelow avg
BRBW
2.63%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
BRBW
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
BRBW
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for BRBW sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ BRBW Insider Activity
No recent SEC filings reported in the last 90 days.
🔬
Financial Health Scores
Altman Z-Score
0.12
🔴 Distress Zone — elevated dividend cut risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
5/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the BRBW dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →