About Cadence Bank (CADE) — Dividend Analysis 2026
Cadence Bank provides commercial banking and financial services in the United States. Its products and services include consumer banking, consumer loans, mortgages, home equity lines and loans, credit cards, commercial and business banking, treasury management, specialized and asset-based lending, commercial real estate, equipment financing, and correspondent banking services. The company's products and services also comprise small business administration lending, foreign exchange, wealth management, investment and trust, financial planning, retirement plan management, and personal and business insurance services. As of March 3, 2022, it operated approximately 400 branch locations across the South, Midwest, and Texas. The company was incorporated in 1876 and is headquartered in Tupelo, Mississippi.
Is CADE a good dividend investment in 2026?
CADE offers a 3.43% forward yield with a 50% payout ratio. Strand Safety Score: 85/100 (Very Safe). The 5-year dividend CAGR of 31.9% demonstrates strong, consistent growth that outpaces inflation.
CADE DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your CADE portfolio grows to $372.8K vs $312.5K without reinvestment. This is the compound interest effect in action.
CADE dividend growth history & forecast
CADE has grown its dividend by 0% over the last year and 31.9% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 3.43%.
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 CADE Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold CADE.
Gross yield
3.43%
Tax rate
15.00%
After-tax yield
2.92%
Real yield (−CPI)
0.12%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
3.43%
0.63%
$343 / yr
🇺🇸 US Taxable (15%) ✓
15%
2.92%
0.12%
$292 / yr
🇺🇸 US Taxable (20%)
20%
2.74%
-0.06%
$274 / yr
🇬🇧 UK ISA
0%
3.43%
0.63%
$343 / yr
🇬🇧 UK Taxable
8.75%
3.13%
0.33%
$313 / yr
🇨🇦 TFSA
0%
3.43%
0.63%
$343 / yr
🇨🇦 CA Taxable
25%
2.57%
-0.23%
$257 / yr
🇦🇺 Super (pension)
15%
2.92%
0.12%
$292 / yr
🇦🇺 AU Taxable
30%
2.40%
-0.40%
$240 / yr
🇩🇪 DE Taxable
26.375%
2.53%
-0.27%
$253 / yr
🇫🇷 FR Taxable
30%
2.40%
-0.40%
$240 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 CADE Income Goal & Break-Even
Dividend Break-Even
9yr
Years for dividends to fully repay your CADE investment of $42.11/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$20.9K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$18.4K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in CADE for:
Shares needed
19,557
Capital required
$823,545
Monthly income
$2,000
Based on current dividend of $1.44/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 CADE Dividend Payment Schedule
CADE pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$3.07 / payment
$12.27 / year after tax
100 shares
$30.68 / payment
$122.72 / year after tax
1,000 shares
$306.80 / payment
$1227.19 / year after tax
📊 CADE vs Financial Services Benchmarks
How CADE compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+0.53% vs sectorBetter
CADE
3.43%
avg
2.90%
5Y Dividend CAGR▲+24.80% vs sectorBetter
CADE
31.90%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
CADE
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CADE sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ CADE Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
Insider
Title
Type
Date
Shares
Price
Total Value
Tortorici Samuel M.
officer: President & COO
A-Award
2021-10-29
16,306
—
—
Tortorici Samuel M.
officer: President & COO
A-Award
2021-10-29
20,527
—
—
Tortorici Samuel M.
officer: President & COO
D-Return
2021-10-29
20,527
—
—
Tortorici Samuel M.
officer: President & COO
D-Return
2021-10-29
303,415
$18.98
$5.76M
Tortorici Samuel M.
officer: President & COO
D-Return
2021-10-29
16,306
—
—
Tortorici Samuel M.
officer: President & COO
D-Return
2021-10-29
188,388
$0.01
$1.9K
Tortorici Samuel M.
officer: President & COO
D-Return
2021-10-29
35,953
$20.86
$750.0K
WILEY J THOMAS JR
director
D-Return
2021-10-29
99,100
$0.01
$991.00
TOALSON VALERIE
officer: EVP & Chief Financial Officer
D-Return
2021-10-29
61,042
$0.01
$610.00
TOALSON VALERIE
officer: EVP & Chief Financial Officer
A-Award
2021-10-29
22,237
—
—
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
🎯
Analyst Price Target
Wall Street consensus
Current Price
$42.11
Analyst Target
$43.00
Upside / Downside
+2.1%
Range
$40.00 – $47.00
💡 If CADE reaches the analyst target of $43.00, investors buying today at $42.11 would see an effective yield of 3.36% on shares purchased at target price — vs 3.43% at current price.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
🔬
Financial Health Scores
Altman Z-Score
-0.38
🔴 Distress Zone — elevated dividend cut risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
5/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CADE dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →