About IQ Real Return ETF (CPI) — Dividend Analysis 2026
The underlying index seeks to provide investors with a hedge against the inflation rate by providing diversified exposure to assets expected to benefit directly or indirectly from increases in the prices of goods and services that have exhibited positive correlation to the CPI over long-term historical periods. The fund principally invests in securities included in the underlying index, which is comprised of U.S. Treasury Inflation-Protected Securities (“TIPS”).
Is CPI a good dividend investment in 2026?
CPI offers a 7.81% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
CPI DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your CPI portfolio grows to $21.2K vs $17.8K without reinvestment. This is the compound interest effect in action.
CPI dividend growth history & forecast
CPI has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 7.81%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 CPI Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold CPI.
Gross yield
7.81%
Tax rate
15.00%
After-tax yield
6.64%
Real yield (−CPI)
3.84%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
7.81%
5.01%
$781 / yr
🇺🇸 US Taxable (15%) ✓
15%
6.64%
3.84%
$664 / yr
🇺🇸 US Taxable (20%)
20%
6.25%
3.45%
$625 / yr
🇬🇧 UK ISA
0%
7.81%
5.01%
$781 / yr
🇬🇧 UK Taxable
8.75%
7.13%
4.33%
$713 / yr
🇨🇦 TFSA
0%
7.81%
5.01%
$781 / yr
🇨🇦 CA Taxable
25%
5.86%
3.06%
$586 / yr
🇦🇺 Super (pension)
15%
6.64%
3.84%
$664 / yr
🇦🇺 AU Taxable
30%
5.47%
2.67%
$547 / yr
🇩🇪 DE Taxable
26.375%
5.75%
2.95%
$575 / yr
🇫🇷 FR Taxable
30%
5.47%
2.67%
$547 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 CPI Income Goal & Break-Even
Dividend Break-Even
16yr
Years for dividends to fully repay your CPI investment of $25.60/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$9.0K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$6.5K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in CPI for:
Shares needed
14,118
Capital required
$361,487
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 CPI Dividend Payment Schedule
CPI pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 CPI vs Financial Services Benchmarks
How CPI compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+4.91% vs sectorBetter
CPI
7.81%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
CPI
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
CPI
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CPI sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ CPI Insider Activity
▲ 4 Buys
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
Insider
Title
Type
Date
Shares
Price
Total Value
Eder Robert H
director, 10 percent owner:
G-Gift
2007-02-02
784,869
—
—
Eder Robert H
director, 10 percent owner:
A-Award
2007-02-02
784,869
—
—
Corso Alfred J
director
Buy
2006-08-28
1,000
$29.24
$29.2K
ROSEN HARRIS N
director
Buy
2006-08-17
1,000
$28.97
$29.0K
ROSEN HARRIS N
director
Buy
2006-05-09
1,000
$31.40
$31.4K
ROSEN HARRIS N
director
Buy
2006-05-09
1,000
$31.00
$31.0K
ROSEN HARRIS N
director
G-Gift
2005-06-17
3,060
—
—
ROSEN HARRIS N
director
G-Gift
2005-06-17
3,060
—
—
Linda Eder 2005 Trust
10 percent owner
C-Conversion
2005-03-31
156,972
—
—
Linda Eder 2005 Trust
10 percent owner
C-Conversion
2005-03-31
156,972
—
—
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CPI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →