About Corporate Travel Management Limited (CTMLF) — Dividend Analysis 2026
Corporate Travel Management Limited, a travel management solutions company, manages the purchase and delivery of travel services for the corporate market. It operates through four segments: Australia and New Zealand, North America, Asia, and Europe. The company provides corporate and event travel management, leisure travel, loyalty travel, and wholesale travel services. Corporate Travel Management Limited was founded in 1994 and is based in Brisbane, Australia.
Is CTMLF a good dividend investment in 2026?
CTMLF offers a 1.63% forward yield with a 50% payout ratio. Strand Safety Score: 100/100 (Very Safe). The 5-year dividend CAGR of -2.2% is modest — investors should weigh current income against growth alternatives.
CTMLF DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your CTMLF portfolio grows to $78.7K vs $75.7K without reinvestment. This is the compound interest effect in action.
CTMLF dividend growth history & forecast
CTMLF has grown its dividend by 0% over the last year and -2.2% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 1.63%.
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 CTMLF Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold CTMLF.
Gross yield
1.63%
Tax rate
15.00%
After-tax yield
1.39%
Real yield (−CPI)
-1.41%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
1.63%
-1.17%
$163 / yr
🇺🇸 US Taxable (15%) ✓
15%
1.39%
-1.41%
$139 / yr
🇺🇸 US Taxable (20%)
20%
1.30%
-1.50%
$130 / yr
🇬🇧 UK ISA
0%
1.63%
-1.17%
$163 / yr
🇬🇧 UK Taxable
8.75%
1.49%
-1.31%
$149 / yr
🇨🇦 TFSA
0%
1.63%
-1.17%
$163 / yr
🇨🇦 CA Taxable
25%
1.22%
-1.58%
$122 / yr
🇦🇺 Super (pension)
15%
1.39%
-1.41%
$139 / yr
🇦🇺 AU Taxable
30%
1.14%
-1.66%
$114 / yr
🇩🇪 DE Taxable
26.375%
1.20%
-1.60%
$120 / yr
🇫🇷 FR Taxable
30%
1.14%
-1.66%
$114 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 CTMLF Income Goal & Break-Even
Dividend Break-Even
50yr+
Years for dividends to fully repay your CTMLF investment of $9.18/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$1.3K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$-1203.54
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in CTMLF for:
Shares needed
188,236
Capital required
$1,728,006
Monthly income
$2,000
Based on current dividend of $0.15/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 CTMLF Dividend Payment Schedule
CTMLF pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$0.32 / payment
$1.27 / year after tax
100 shares
$3.19 / payment
$12.75 / year after tax
1,000 shares
$31.88 / payment
$127.50 / year after tax
📊 CTMLF vs S&P 500 Average Benchmarks
How CTMLF compares to typical S&P 500 Average averages. (Sector "Consumer Cyclical" not matched — using S&P 500 average)
Benchmark: S&P 500 Average
Dividend Yield▼-1.37% vs sectorBelow avg
CTMLF
1.63%
avg
3.00%
5Y Dividend CAGR▼-7.70% vs sectorBelow avg
CTMLF
-2.20%
avg
5.50%
Payout Ratio▲-8.00% vs sectorBetter
CTMLF
50.00%
avg
58.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CTMLF sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ CTMLF Insider Activity
No recent SEC filings reported in the last 90 days.
🔬
Financial Health Scores
Altman Z-Score
4.68
✅ Safe Zone — low bankruptcy risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
7/9
✅ Strong fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CTMLF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →