About Denali Bancorporation, Inc. (DENI) — Dividend Analysis 2026
Denali Bancorporation, Inc. operates as a bank holding company for Denali State Bank that provides various banking products and services. It offers personal and business checking accounts, personal savings products, and business savings solutions; and debit and credit cards. The company also provides personal loans, business loans, and mortgage loans; and cash management and merchant card services, as well as online and mobile banking services. It has five branch locations in Fairbanks and Tok. The company was founded in 1986 and is based in Fairbanks, Alaska.
Is DENI a good dividend investment in 2026?
DENI offers a 5.60% forward yield with a 50% payout ratio. Strand Safety Score: 55/100 (Moderate Risk). The 5-year dividend CAGR of 33.6% demonstrates strong, consistent growth that outpaces inflation.
DENI DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your DENI portfolio grows to $1.90M vs $1.59M without reinvestment. This is the compound interest effect in action.
DENI dividend growth history & forecast
DENI has grown its dividend by 0% over the last year and 33.6% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 5.60%.
Company not generating EBITDA — debt servicing risk is elevated
Earnings Momentum+0.0B → +0.0B → +0.0B
15 / 30 pts
15/30
Net income grew in the latest year — positive but trend is unconfirmed
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
55
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 DENI Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold DENI.
Gross yield
5.60%
Tax rate
15.00%
After-tax yield
4.76%
Real yield (−CPI)
1.96%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
5.60%
2.80%
$560 / yr
🇺🇸 US Taxable (15%) ✓
15%
4.76%
1.96%
$476 / yr
🇺🇸 US Taxable (20%)
20%
4.48%
1.68%
$448 / yr
🇬🇧 UK ISA
0%
5.60%
2.80%
$560 / yr
🇬🇧 UK Taxable
8.75%
5.11%
2.31%
$511 / yr
🇨🇦 TFSA
0%
5.60%
2.80%
$560 / yr
🇨🇦 CA Taxable
25%
4.20%
1.40%
$420 / yr
🇦🇺 Super (pension)
15%
4.76%
1.96%
$476 / yr
🇦🇺 AU Taxable
30%
3.92%
1.12%
$392 / yr
🇩🇪 DE Taxable
26.375%
4.12%
1.32%
$412 / yr
🇫🇷 FR Taxable
30%
3.92%
1.12%
$392 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 DENI Income Goal & Break-Even
Dividend Break-Even
8yr
Years for dividends to fully repay your DENI investment of $17.86/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$37.3K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$34.8K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in DENI for:
Shares needed
28,236
Capital required
$504,295
Monthly income
$2,000
Based on current dividend of $1.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 DENI Dividend Payment Schedule
DENI pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$2.13 / payment
$8.50 / year after tax
100 shares
$21.25 / payment
$85.00 / year after tax
1,000 shares
$212.50 / payment
$850.00 / year after tax
📊 DENI vs Financial Services Benchmarks
How DENI compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+2.70% vs sectorBetter
DENI
5.60%
avg
2.90%
5Y Dividend CAGR▲+26.50% vs sectorBetter
DENI
33.60%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
DENI
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for DENI sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ DENI Insider Activity
No recent SEC filings reported in the last 90 days.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the DENI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →