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Eastern Bankshares, Inc. · NASDAQ
Price: $19.96 · Annual div: $0.52/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in EBC → $431.7K in 10 years · $22.95/month
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking products and services primarily to retail, commercial, and small business customers. It operates in two segments, Banking Business and Insurance Agency Business. The company provides interest-bearing and non interest-bearing checking deposits, money market deposits, savings deposits, and time certificates of deposits, as well as debit and credit cards. It also offers commercial and industrial loans, commercial real estate and construction loans, small business loans, residential real estate loans, home equity, and lines of credit, as well as other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company provides cash reserves, cash management, merchant, escrow express, government banking, international banking, interest on lawyers trust accounts, retirement planning, and business telephone banking services, as well as products and services for not-for-profit and healthcare. Further, it offers trust and investment products and services; community development and asset-based lending services; financial planning, portfolio management, wealth management, private banking, and fiduciary products; online, mobile, and telephone banking services; and automated lock box collection and account reconciliation services, as well as various insurance products. As of December 31, 2021, the company operated 105 branch offices in eastern Massachusetts and southern New Hampshire; and 23 non-branch offices in eastern Massachusetts, one office in New Hampshire, and one office in Rhode Island. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold EBC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.61% | -0.19% | $261 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.22% | -0.58% | $222 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.09% | -0.71% | $209 / yr |
| 🇬🇧 UK ISA | 0% | 2.61% | -0.19% | $261 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.38% | -0.42% | $238 / yr |
| 🇨🇦 TFSA | 0% | 2.61% | -0.19% | $261 / yr |
| 🇨🇦 CA Taxable | 25% | 1.96% | -0.84% | $196 / yr |
| 🇦🇺 Super (pension) | 15% | 2.22% | -0.58% | $222 / yr |
| 🇦🇺 AU Taxable | 30% | 1.83% | -0.97% | $183 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.92% | -0.88% | $192 / yr |
| 🇫🇷 FR Taxable | 30% | 1.83% | -0.97% | $183 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.52/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
EBC pays quarterly — 4 times per year. Next ex-div: TBD.
How EBC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for EBC sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-05-18 | 3,883 | — | — | ||
| A-Award | 2026-05-18 | 3,883 | — | — | ||
| A-Award | 2026-05-18 | 3,883 | — | — | ||
| A-Award | 2026-05-18 | 3,883 | — | — | ||
| A-Award | 2026-05-18 | 3,883 | — | — | ||
| A-Award | 2026-05-18 | 3,883 | — | — | ||
| A-Award | 2026-05-18 | 3,883 | — | — | ||
| A-Award | 2026-05-18 | 3,883 | — | — | ||
| A-Award | 2026-05-18 | 3,883 | — | — | ||
| A-Award | 2026-05-18 | 3,883 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the EBC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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