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ECBK Dividend Calculator 2026
No dividendFinancial ServicesECB Bancorp, Inc. · NASDAQ
Price: $21.66 · Annual div: None · Frequency: — · Payout ratio: N/A · Ex-div: —
Calculator settings
ECBK is not a dividend-focused stock
ECBK pays a very low or no dividend (Yield: 0.00%). This calculator is designed for income-producing assets. If your goal is passive income and compounding, you might want to look at these popular alternatives:
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
ECBK Dividend Yield
ECB Bancorp, Inc. (ECBK) does not currently pay a regular dividend in our data, so its dividend yield is 0%.
💡 What-if scenarios
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🎯 When ECBK pays your bills
Year your monthly dividend income covers each expense (based on current settings)
About ECB Bancorp, Inc. (ECBK) — Dividend Analysis 2026
ECB Bancorp, Inc. functions as the holding company for Everett Co-operative Bank, offering a comprehensive suite of banking products and financial services. The institution provides a variety of deposit accounts, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and both interest-bearing and non-interest-bearing checking options. Its lending portfolio encompasses diverse loans such as those for one-to-four family residential properties, commercial and multi-family real estate, construction and land development, general commercial purposes, and consumer needs, alongside home equity loans and lines of credit. Additionally, the company makes strategic investments in securities, primarily consisting of obligations issued by the U.S. government and federal agencies, mortgage-backed instruments, and corporate bonds. It conducts its operations through two full-service banking branches located in Everett and Lynnfield, Massachusetts. The company was founded in 1890 and maintains its headquarters in Everett, Massachusetts.
ECBK Dividend & DRIP — Frequently Asked Questions
Does ECBK pay a dividend?
No. ECB Bancorp, Inc. (ECBK) has not paid a regular dividend in the last 12 months in our data, so its dividend yield is 0% and it produces no dividend income.
How can I get dividend income instead of ECBK?
Dividend ETFs such as SCHD, VYM or JEPI pay regular income. Open their DRIP calculators to see what $10,000 would earn per month and how reinvesting grows it.
Does ECBK have a DRIP (dividend reinvestment plan)?
A DRIP reinvests dividends into new shares. ECBK has no regular dividend in our data, so there is nothing to reinvest.
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Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 ECBK Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold ECBK.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK ISA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 TFSA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 CA Taxable | 25% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 Super (pension) | 15% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 AU Taxable | 30% | 0.00% | -2.80% | $0 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.00% | -2.80% | $0 / yr |
| 🇫🇷 FR Taxable | 30% | 0.00% | -2.80% | $0 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 ECBK Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
No dividend data available for this ticker.
Based on current dividend of $0.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 ECBK Dividend Payment Schedule
ECBK pays quarterly — 4 times per year. Ex-div: —.
📊 ECBK vs Financial Services Benchmarks
How ECBK compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for ECBK sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ ECBK Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-04-30 | 10 | $17.92 | $179.00 | ||
| Buy | 2026-04-30 | 10 | $17.91 | $179.00 | ||
| Buy | 2026-04-30 | 10 | $17.88 | $179.00 | ||
| Buy | 2026-04-30 | 10 | $17.85 | $179.00 | ||
| Buy | 2026-02-09 | 2,200 | $18.50 | $40.7K | ||
| A-Award | 2025-12-17 | 1,150 | — | — | ||
| Buy | 2025-12-09 | 63 | $17.05 | $1.1K | ||
| Buy | 2025-12-09 | 100 | $17.04 | $1.7K | ||
| Buy | 2025-12-09 | 400 | $16.95 | $6.8K | ||
| Buy | 2025-12-08 | 500 | $16.90 | $8.4K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Peer Group
Similar companies in the same sectorCompare ECBK with peers: ECBK vs BFIN · ECBK vs CFBK · ECBK vs CZWI
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the ECBK dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
ECB Bancorp, Inc. (ECBK) is currently trading at $21.66, trading near its 52-week high. It does not currently pay a regular dividend.
Does ECBK Pay a Dividend? ECB Bancorp, Inc. Dividend Status
ECB Bancorp, Inc. (ECBK) is a financial services stock trading at $21.66. It does not currently pay a regular dividend in our data, so it produces no dividend income and DRIP reinvestment does not apply. Investors seeking income often look at dividend ETFs such as SCHD, VYM or JEPI instead.
- Without a dividend, returns depend entirely on the share price.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest ECBK News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.
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