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EFC DRIP Calculator & Dividend Yield 2026
13.30% YieldReal EstateEllington Financial Inc. · NYSE
Price: $11.73 · Annual div: $1.56/share · Frequency: monthly · Payout ratio: 131% · Ex-div: 2026-10-30
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🎯 When EFC pays your bills
Year your monthly dividend income covers each expense (based on current settings)
EFC Dividend History — Last 80 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-10-30Latest | 2026-11-30 | $0.1300 | 14.46% | $11.69 |
| 2026-09-30 | 2026-10-30 | $0.1300 | 11.76% | $13.26 |
| 2026-08-31 | 2026-09-30 | $0.1300 | 11.70% | $13.33 |
| 2026-07-31 | 2026-08-31 | $0.1300 | 11.54% | $13.52 |
| 2026-06-30 | 2026-07-31 | $0.1300 | 11.62% | $13.43 |
| 2026-05-29 | 2026-06-30 | $0.1300 | 12.76% | $13.24 |
| 2026-04-30 | 2026-05-29 | $0.1300 | 13.11% | $11.90 |
| 2026-03-31 | 2026-04-30 | $0.1300 | 12.52% | $12.46 |
| 2026-02-27 | 2026-03-31 | $0.1300 | 13.35% | $12.66 |
| 2026-01-30 | 2026-02-27 | $0.1300 | 12.35% | $13.68 |
| 2025-12-31 | 2026-01-30 | $0.1300 | 11.58% | $13.47 |
| 2025-11-28 | 2025-12-31 | $0.1300 | 12.54% | $13.48 |
| 2025-10-31 | 2025-11-28 | $0.1300 | 11.92% | $13.09 |
| 2025-09-30 | 2025-10-31 | $0.1300 | 11.49% | $13.58 |
| 2025-08-29 | 2025-09-30 | $0.1300 | 13.31% | $12.70 |
| 2025-07-31 | 2025-08-29 | $0.1300 | 12.03% | $12.97 |
| 2025-06-30 | 2025-07-31 | $0.1300 | 12.59% | $12.39 |
| 2025-05-30 | 2025-06-30 | $0.1300 | 13.04% | $12.96 |
| 2025-04-30 | 2025-05-27 | $0.1300 | 11.77% | $13.25 |
| 2025-03-31 | 2025-04-25 | $0.1300 | 11.26% | $13.86 |
| 2025-02-28 | 2025-03-25 | $0.1300 | 12.46% | $12.52 |
| 2025-01-31 | 2025-02-25 | $0.1300 | 12.99% | $12.16 |
| 2024-12-31 | 2025-01-27 | $0.1300 | 12.93% | $12.37 |
| 2024-11-29 | 2024-12-26 | $0.1300 | 13.56% | $11.95 |
| 2024-10-31 | 2024-11-25 | $0.1300 | 13.04% | $12.58 |
| 2024-09-30 | 2024-10-25 | $0.1300 | 12.63% | $13.14 |
| 2024-08-30 | 2024-09-25 | $0.1300 | 13.28% | $12.65 |
| 2024-07-31 | 2024-08-26 | $0.1300 | 14.32% | $11.87 |
| 2024-06-28 | 2024-07-25 | $0.1300 | 14.16% | $12.15 |
| 2024-05-31 | 2024-06-25 | $0.1300 | 14.99% | $11.61 |
| 2024-04-29 | 2024-05-28 | $0.1300 | 15.15% | $11.62 |
| 2024-03-27 | 2024-04-25 | $0.1300 | 17.02% | $11.34 |
| 2024-02-28 | 2024-03-25 | $0.1500 | 14.43% | $12.47 |
| 2024-01-30 | 2024-02-26 | $0.1500 | 14.37% | $12.53 |
| 2023-12-28 | 2024-01-25 | $0.0900 | 14.86% | $13.12 |
| 2023-12-07 | 2023-12-13 | $0.0600 | 14.18% | $13.12 |
| 2023-11-29 | 2023-12-26 | $0.1500 | 14.71% | $12.24 |
| 2023-10-30 | 2023-11-27 | $0.1500 | 14.63% | $12.30 |
| 2023-09-28 | 2023-10-25 | $0.1500 | 14.58% | $13.37 |
| 2023-08-30 | 2023-09-25 | $0.1500 | 13.31% | $13.52 |
| 2023-07-28 | 2023-08-25 | $0.1500 | 13.29% | $13.54 |
| 2023-06-29 | 2023-07-25 | $0.1500 | 14.29% | $12.60 |
| 2023-05-30 | 2023-06-26 | $0.1500 | 14.38% | $12.52 |
| 2023-04-27 | 2023-05-25 | $0.1500 | 15.87% | $12.29 |
| 2023-03-30 | 2023-04-25 | $0.1500 | 14.20% | $12.68 |
| 2023-02-27 | 2023-03-27 | $0.1500 | 12.73% | $14.14 |
| 2023-01-30 | 2023-02-27 | $0.1500 | 14.32% | $12.57 |
| 2022-12-29 | 2023-01-25 | $0.1500 | 12.97% | $13.88 |
| 2022-11-29 | 2022-12-27 | $0.1500 | 13.73% | $13.11 |
| 2022-10-28 | 2022-11-25 | $0.1500 | 15.68% | $11.48 |
| 2022-09-29 | 2022-10-25 | $0.1500 | 12.71% | $14.16 |
| 2022-08-30 | 2022-09-26 | $0.1500 | 11.11% | $16.20 |
| 2022-07-28 | 2022-08-25 | $0.1500 | 12.88% | $15.14 |
| 2022-06-29 | 2022-07-25 | $0.1500 | 11.49% | $15.67 |
| 2022-05-27 | 2022-06-27 | $0.1500 | 11.29% | $15.95 |
| 2022-04-28 | 2022-05-25 | $0.1500 | 10.95% | $17.71 |
| 2022-03-30 | 2022-04-25 | $0.1500 | 10.20% | $17.55 |
| 2022-02-25 | 2022-03-25 | $0.1500 | 9.83% | $17.70 |
| 2022-01-28 | 2022-02-25 | $0.1500 | 9.69% | $17.44 |
| 2021-12-29 | 2022-01-25 | $0.1500 | 10.55% | $16.49 |
| 2021-11-29 | 2021-12-27 | $0.1500 | 8.66% | $18.37 |
| 2021-10-28 | 2021-11-26 | $0.1500 | 8.79% | $18.55 |
| 2021-09-29 | 2021-10-25 | $0.1500 | 7.99% | $18.53 |
| 2021-08-30 | 2021-09-27 | $0.1500 | 7.88% | $18.01 |
| 2021-07-29 | 2021-08-25 | $0.1500 | 7.54% | $19.23 |
| 2021-06-29 | 2021-07-26 | $0.1500 | 6.84% | $19.00 |
| 2021-05-27 | 2021-06-25 | $0.1500 | 7.37% | $17.90 |
| 2021-04-29 | 2021-05-25 | $0.1400 | 7.17% | $16.31 |
| 2021-03-30 | 2021-04-26 | $0.1000 | 6.95% | $15.96 |
| 2021-02-25 | 2021-03-25 | $0.1000 | 6.71% | $15.05 |
| 2021-01-28 | 2021-02-25 | $0.1000 | 6.23% | $14.60 |
| 2020-12-30 | 2021-01-25 | $0.1000 | — | — |
| 2020-11-27 | 2020-12-28 | $0.1000 | — | — |
| 2020-10-29 | 2020-11-25 | $0.0900 | — | — |
| 2020-09-29 | 2020-10-26 | $0.0900 | — | — |
| 2020-08-28 | 2020-09-25 | $0.0900 | — | — |
| 2020-07-30 | 2020-08-25 | $0.0900 | — | — |
| 2020-06-29 | 2020-07-27 | $0.0900 | — | — |
| 2020-05-28 | 2020-06-25 | $0.0800 | — | — |
| 2020-04-29 | 2020-05-26 | $0.0800 | — | — |
About Ellington Financial Inc. (EFC) — Dividend Analysis 2026
Ellington Financial Inc., operating through its subsidiary, Ellington Financial Operating Partnership LLC, is an investment company primarily focused on acquiring and actively managing a broad range of financial assets within the United States. Its extensive portfolio encompasses various mortgage-related instruments, including residential mortgage-backed securities (RMBS) — both those guaranteed by U.S. government agencies and those backed by non-agency residential loans like prime jumbo, Alt-A, manufactured housing, and subprime mortgages — as well as direct residential and commercial mortgage loans and other commercial real estate debt. The company also invests in consumer loans and asset-backed securities underpinned by consumer and commercial assets. Beyond real estate and consumer finance, Ellington Financial holds corporate debt and equity securities, corporate loans, and collateralized loan obligations. Additionally, it engages with mortgage-related and non-mortgage-related derivatives and pursues other strategic investment opportunities. Founded in 2007, the company's headquarters are located in Old Greenwich, Connecticut.
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Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 EFC Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold EFC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 13.30% | 10.50% | $1,330 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 11.30% | 8.50% | $1,131 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 10.64% | 7.84% | $1,064 / yr |
| 🇬🇧 UK ISA | 0% | 13.30% | 10.50% | $1,330 / yr |
| 🇬🇧 UK Taxable | 8.75% | 12.14% | 9.34% | $1,214 / yr |
| 🇨🇦 TFSA | 0% | 13.30% | 10.50% | $1,330 / yr |
| 🇨🇦 CA Taxable | 25% | 9.98% | 7.18% | $998 / yr |
| 🇦🇺 Super (pension) | 15% | 11.30% | 8.50% | $1,131 / yr |
| 🇦🇺 AU Taxable | 30% | 9.31% | 6.51% | $931 / yr |
| 🇩🇪 DE Taxable | 26.375% | 9.79% | 6.99% | $979 / yr |
| 🇫🇷 FR Taxable | 30% | 9.31% | 6.51% | $931 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 EFC Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.56/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 EFC Dividend Payment Schedule
EFC pays every month — 12 payments per year.
📊 EFC vs Real Estate Benchmarks
How EFC compares to typical Real Estate averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for EFC sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ EFC Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-09-09 | 10,181 | — | — | ||
| A-Award | 2026-09-09 | 10,181 | — | — | ||
| A-Award | 2026-09-09 | 10,181 | — | — | ||
| A-Award | 2026-09-09 | 10,181 | — | — | ||
| J-Other | 2026-08-05 | 6,794 | — | — | ||
| J-Other | 2026-05-11 | 161,934 | — | — | ||
| A-Award | 2025-12-31 | 7,657 | — | — | ||
| M-Exempt | 2025-12-31 | 7,657 | — | — | ||
| A-Award | 2025-12-17 | 18,209 | — | — | ||
| A-Award | 2025-12-17 | 36,417 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare EFC with peers: EFC vs ARI · EFC vs ARR · EFC vs CIM
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the EFC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Ellington Financial Inc. (EFC) is currently trading at $11.73, trading near its 52-week low. The current dividend yield is 13.30% based on an annual payout of $1.56 per share.
EFC (Ellington Financial Inc.) — 13.30% Dividend Yield Analysis
Ellington Financial Inc. (EFC) is a real estate stock currently trading at $11.73 with a dividend yield of 13.30%. It pays an annual dividend of $1.56 per share. The payout ratio of 131% indicates investors should monitor dividend sustainability. Over the past 5 years, EFC has grown its dividend at a compound annual rate of 4.6%.
- High payout ratio (131%) — dividend cuts are possible if earnings decline.
- Above-average yield (13.30%) may signal elevated risk — verify sustainability.
Auto-generated from live market data. For educational purposes only — not financial advice.
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