Home › Calculator › EFSI Dividend Calculator 2026
EFSI Dividend DRIP Calculator 2026
3.08% YieldFinancial ServicesEagle Financial Services, Inc. · NASDAQ
Price: $40.30 · Annual div: $1.24/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
Calculator settings
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
Click to apply scenario to the calculator
🎯 When EFSI pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your EFSI snowball 📈
$10,000 in EFSI → $402.9K in 10 years · $207.27/month
About Eagle Financial Services, Inc. (EFSI) — Dividend Analysis 2026
Eagle Financial Services, Inc. functions as the parent company for Bank of Clarke County, delivering a comprehensive array of retail and commercial banking solutions across the Shenandoah Valley and Northern Virginia regions. Their core offerings include various deposit accounts, such as checking, NOW, money market, and standard savings accounts, alongside both demand and time deposits. The institution maintains a diverse loan portfolio, encompassing financing for single-to-four-family residential properties, commercial real estate ventures, construction and land development projects, and commercial and industrial enterprises. Additionally, they provide a range of consumer lending options, both secured and unsecured, including personal installment loans, lines of credit, auto loans, and credit card services. Beyond traditional banking, Eagle Financial Services offers personal and retirement planning assistance. Their investment services are extensive, featuring tax-deferred annuities, IRAs and rollovers, mutual funds, retirement and college savings plans, various insurance products (life, long-term care), fixed-income investments, brokerage CDs, and both full-service and discount brokerage options. They also facilitate non-deposit investment products and provide title insurance. To ensure convenient access, the company supports ATM and debit card services, alongside modern telephone, internet, and mobile banking platforms. For commercial clients, specialized services like ACH origination and remote deposit capture are available. The company's physical presence includes twelve full-service branches, two loan production offices, a dedicated wealth management office, and a drive-through only facility. Complementing these are 13 ATM locations, strategically placed throughout the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax. Established in 1881, Eagle Financial Services, Inc. is headquartered in Berryville, Virginia.
Compare EFSI with similar stocks
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
Get Your Full EFSI DRIP Report by Email
We'll send you a full breakdown of your projections, DRIP tips, and how to enable dividend reinvestment with your broker.
Free forever. No spam. Unsubscribe anytime. · Privacy Policy
Ready to invest? Open EFSI position with:
🌍 EFSI Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold EFSI.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 3.08% | 0.28% | $308 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.62% | -0.18% | $262 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.46% | -0.34% | $246 / yr |
| 🇬🇧 UK ISA | 0% | 3.08% | 0.28% | $308 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.81% | 0.01% | $281 / yr |
| 🇨🇦 TFSA | 0% | 3.08% | 0.28% | $308 / yr |
| 🇨🇦 CA Taxable | 25% | 2.31% | -0.49% | $231 / yr |
| 🇦🇺 Super (pension) | 15% | 2.62% | -0.18% | $262 / yr |
| 🇦🇺 AU Taxable | 30% | 2.16% | -0.64% | $216 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.27% | -0.53% | $227 / yr |
| 🇫🇷 FR Taxable | 30% | 2.16% | -0.64% | $216 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 EFSI Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.24/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 EFSI Dividend Payment Schedule
EFSI pays quarterly — 4 times per year. Next ex-div: TBD.
📊 EFSI vs Financial Services Benchmarks
How EFSI compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for EFSI sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ EFSI Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| D-Return | 2026-05-19 | 761 | — | — | ||
| Sale | 2026-04-29 | 388 | $37.95 | $14.7K | ||
| G-Gift | 2026-03-11 | 600 | — | — | ||
| Buy | 2026-03-11 | 909 | $33.00 | $30.0K | ||
| G-Gift | 2026-03-11 | 600 | — | — | ||
| Buy | 2026-03-05 | 939 | $34.62 | $32.5K | ||
| Buy | 2026-02-27 | 945 | $36.00 | $34.0K | ||
| Buy | 2026-03-02 | 350 | $34.53 | $12.1K | ||
| A-Award | 2026-01-02 | 1,363 | — | — | ||
| F-InKind | 2026-01-02 | 95 | $39.44 | $3.7K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the EFSI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Eagle Financial Services, Inc. (EFSI) is currently trading at $40.30, trading near its 52-week high. The current dividend yield is 3.08% based on an annual payout of $1.24 per share.
EFSI (Eagle Financial Services, Inc.) — 3.08% Dividend Yield Analysis
Eagle Financial Services, Inc. (EFSI) is a financial services stock currently trading at $40.30 with a dividend yield of 3.08%. The company pays an annual dividend of $1.24 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, EFSI has grown its dividend at a compound annual rate of 21.6%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.