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ESBS Dividend Calculator 2026
No dividendFinancial ServicesES Bancshares, Inc. · OTC
Price: $8.42 · Annual div: None · Frequency: — · Payout ratio: N/A · Ex-div: —
Calculator settings
ESBS is not a dividend-focused stock
ESBS pays a very low or no dividend (Yield: 0.00%). This calculator is designed for income-producing assets. If your goal is passive income and compounding, you might want to look at these popular alternatives:
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
ESBS Dividend Yield
ES Bancshares, Inc. (ESBS) does not currently pay a regular dividend in our data, so its dividend yield is 0%.
💡 What-if scenarios
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🎯 When ESBS pays your bills
Year your monthly dividend income covers each expense (based on current settings)
About ES Bancshares, Inc. (ESBS) — Dividend Analysis 2026
ES Bancshares, Inc., through its subsidiary Empire State Bank, delivers a comprehensive suite of commercial banking solutions and offerings across New York. Its deposit portfolio encompasses a range of options such as personal and business checking accounts, money market accounts, savings accounts for both individuals and businesses, individual retirement accounts (IRAs), and certificates of deposit (CDs). The bank also extends various lending products, including Small Business Administration (SBA) loans and credit lines, term loans for businesses, commercial letters of credit, commercial real estate financing, and home mortgages for properties with one to four units. Furthermore, clients can access a variety of supplementary services such as debit cards, direct deposit, automated loan payments and transfers, consolidated statements, remote check deposit, cash and escrow management, wire transfers, night depository facilities, and both online and phone banking functionalities. Established in 2004, ES Bancshares, Inc. maintains its corporate headquarters in Newburgh, New York.
ESBS Dividend & DRIP — Frequently Asked Questions
Does ESBS pay a dividend?
No. ES Bancshares, Inc. (ESBS) has not paid a regular dividend in the last 12 months in our data, so its dividend yield is 0% and it produces no dividend income.
How can I get dividend income instead of ESBS?
Dividend ETFs such as SCHD, VYM or JEPI pay regular income. Open their DRIP calculators to see what $10,000 would earn per month and how reinvesting grows it.
Does ESBS have a DRIP (dividend reinvestment plan)?
A DRIP reinvests dividends into new shares. ESBS has no regular dividend in our data, so there is nothing to reinvest.
Stocks similar to ESBS
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 ESBS Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold ESBS.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK ISA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 TFSA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 CA Taxable | 25% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 Super (pension) | 15% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 AU Taxable | 30% | 0.00% | -2.80% | $0 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.00% | -2.80% | $0 / yr |
| 🇫🇷 FR Taxable | 30% | 0.00% | -2.80% | $0 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 ESBS Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
No dividend data available for this ticker.
Based on current dividend of $0.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 ESBS Dividend Payment Schedule
ESBS pays quarterly — 4 times per year. Ex-div: —.
📊 ESBS vs Financial Services Benchmarks
How ESBS compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for ESBS sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ ESBS Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| L-Small | 2012-09-11 | 1,518 | $2.00 | $3.0K | ||
| L-Small | 2012-09-11 | 1,518 | $2.00 | $3.0K | ||
| L-Small | 2012-09-11 | 1,519 | $2.00 | $3.0K | ||
| L-Small | 2012-09-11 | 1,519 | $2.00 | $3.0K | ||
| L-Small | 2012-09-11 | 1,518 | $2.00 | $3.0K | ||
| L-Small | 2012-09-11 | 1,518 | $2.00 | $3.0K | ||
| L-Small | 2012-09-11 | 1,518 | $2.00 | $3.0K | ||
| L-Small | 2012-09-11 | 1,518 | $2.00 | $3.0K | ||
| L-Small | 2012-09-11 | 1,518 | $2.00 | $3.0K | ||
| L-Small | 2012-09-11 | 1,518 | $2.00 | $3.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Peer Group
Similar companies in the same sectorCompare ESBS with peers: ESBS vs ALBY · ESBS vs BHDB · ESBS vs EBSH
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the ESBS dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
ES Bancshares, Inc. (ESBS) is currently trading at $8.42, trading near its 52-week high. It does not currently pay a regular dividend.
Does ESBS Pay a Dividend? ES Bancshares, Inc. Dividend Status
ES Bancshares, Inc. (ESBS) is a financial services stock trading at $8.42. It does not currently pay a regular dividend in our data, so it produces no dividend income and DRIP reinvestment does not apply. Investors seeking income often look at dividend ETFs such as SCHD, VYM or JEPI instead.
- Without a dividend, returns depend entirely on the share price.
Auto-generated from live market data. For educational purposes only — not financial advice.
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