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FCF Dividend DRIP Calculator 2026
2.63% YieldFinancial ServicesFirst Commonwealth Financial Corporation · NYSE
Price: $20.33 · Annual div: $0.54/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When FCF pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in FCF → $2.45M in 10 years · $152.62/month
About First Commonwealth Financial Corporation (FCF) — Dividend Analysis 2026
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company’s consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 FCF Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold FCF.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.63% | -0.17% | $263 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.24% | -0.56% | $224 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.10% | -0.70% | $210 / yr |
| 🇬🇧 UK ISA | 0% | 2.63% | -0.17% | $263 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.40% | -0.40% | $240 / yr |
| 🇨🇦 TFSA | 0% | 2.63% | -0.17% | $263 / yr |
| 🇨🇦 CA Taxable | 25% | 1.97% | -0.83% | $197 / yr |
| 🇦🇺 Super (pension) | 15% | 2.24% | -0.56% | $224 / yr |
| 🇦🇺 AU Taxable | 30% | 1.84% | -0.96% | $184 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.94% | -0.86% | $194 / yr |
| 🇫🇷 FR Taxable | 30% | 1.84% | -0.96% | $184 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 FCF Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.54/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 FCF Dividend Payment Schedule
FCF pays quarterly — 4 times per year. Next ex-div: TBD.
📊 FCF vs Financial Services Benchmarks
How FCF compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for FCF sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ FCF Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Other | 2026-04-01 | 4,750 | — | — | ||
| Other | 2026-04-27 | 5,350 | — | — | ||
| Sale | 2026-07-06 | 100 | $20.44 | $2.0K | ||
| Sale | 2026-07-06 | 250 | $20.45 | $5.1K | ||
| Sale | 2026-07-06 | 60 | $20.45 | $1.2K | ||
| Sale | 2026-07-06 | 50 | $20.45 | $1.0K | ||
| Sale | 2026-07-06 | 60 | $20.46 | $1.2K | ||
| Sale | 2026-07-06 | 40 | $20.48 | $819.00 | ||
| Sale | 2026-07-06 | 32 | $20.48 | $655.00 | ||
| Sale | 2026-07-06 | 50 | $20.48 | $1.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the FCF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
First Commonwealth Financial Corporation (FCF) is currently trading at $20.33, trading near its 52-week high. The current dividend yield is 2.63% based on an annual payout of $0.54 per share.
FCF (First Commonwealth Financial Corporation) — 2.63% Dividend Yield Analysis
First Commonwealth Financial Corporation (FCF) is a financial services stock currently trading at $20.33 with a dividend yield of 2.63%. The company pays an annual dividend of $0.54 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, FCF has grown its dividend at a compound annual rate of 20.7%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest FCF News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.