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1st Capital Bancorp · OTC
Price: $14.00 · Annual div: None · Frequency: — · Payout ratio: N/A · Ex-div: —
FISB is not a dividend-focused stock
FISB pays a very low or no dividend (Yield: 0.00%). This calculator is designed for income-producing assets. If your goal is passive income and compounding, you might want to look at these popular alternatives:
1st Capital Bancorp (FISB) does not currently pay a regular dividend in our data, so its dividend yield is 0%.
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Year your monthly dividend income covers each expense (based on current settings)
1st Capital Bancorp operates as the parent company for 1st Capital Bank, which delivers a comprehensive array of financial products and services. The bank caters to a diverse clientele including businesses, professionals, real estate investors, family-owned commercial entities, and individuals across California's Central Coast. Its deposit offerings encompass various account types such as checking, savings, money market, and individual retirement accounts, in addition to certificates of deposit. Clients can also readily access debit cards and order checks. On the lending side, the institution provides a broad spectrum of solutions: consumer loans, specialized financing for businesses (including the agriculture and wine industries), commercial real estate credit, personal loans tailored for entrepreneurs, and government-backed programs like those from the Small Business Administration (SBA). Beyond traditional banking, 1st Capital Bancorp invests in securities and offers modern digital banking options accessible through online, mobile, and telephone platforms. To further enhance convenience, it provides advanced remote capabilities, including check scanning, remote branch deposit, electronic bill payment, ACH origination, and wire transfer requests, alongside comprehensive cash management services. The company serves its customer base through full-service branch locations in Monterey, Salinas, King City, San Luis Obispo, and Santa Cruz. Established in 2007, the corporation maintains its headquarters in Salinas, California.
No. 1st Capital Bancorp (FISB) has not paid a regular dividend in the last 12 months in our data, so its dividend yield is 0% and it produces no dividend income.
Dividend ETFs such as SCHD, VYM or JEPI pay regular income. Open their DRIP calculators to see what $10,000 would earn per month and how reinvesting grows it.
A DRIP reinvests dividends into new shares. FISB has no regular dividend in our data, so there is nothing to reinvest.
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold FISB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK ISA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 TFSA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 CA Taxable | 25% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 Super (pension) | 15% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 AU Taxable | 30% | 0.00% | -2.80% | $0 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.00% | -2.80% | $0 / yr |
| 🇫🇷 FR Taxable | 30% | 0.00% | -2.80% | $0 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
No dividend data available for this ticker.
Based on current dividend of $0.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
FISB pays quarterly — 4 times per year. Ex-div: —.
How FISB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for FISB sourced from FMP /financial-growth endpoint — real data, not estimates.
Compare FISB with peers: FISB vs BHWB · FISB vs CCVS · FISB vs CFGW
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the FISB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
1st Capital Bancorp (FISB) is currently trading at $14.00, trading near its 52-week high. It does not currently pay a regular dividend.
1st Capital Bancorp (FISB) is a financial services stock trading at $14.00. It does not currently pay a regular dividend in our data, so it produces no dividend income and DRIP reinvestment does not apply. Investors seeking income often look at dividend ETFs such as SCHD, VYM or JEPI instead.
Auto-generated from live market data. For educational purposes only — not financial advice.
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