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First Ottawa Bancshares, Inc. · OTC
Price: $243.00 · Annual div: $1.60/share · Frequency: semi-annual · Payout ratio: 6% · Ex-div: 2026-06-01
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Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-06-01Latest | 2026-07-01 | $0.8500 | 1.04% | $225.00 |
| 2025-12-01 | 2026-01-05 | $0.7500 | 1.32% | $170.00 |
| 2025-06-02 | — | $0.7500 | 1.07% | $140.00 |
| 2024-12-02 | 2025-01-02 | $0.7500 | 1.20% | $125.00 |
| 2024-05-31 | 2024-07-01 | $0.7500 | 1.48% | $101.60 |
| 2023-11-30 | 2024-01-01 | $0.7500 | 1.58% | $94.99 |
| 2023-05-31 | 2023-07-01 | $0.7500 | 1.58% | $94.82 |
| 2022-11-30 | 2023-01-02 | $0.7500 | 1.72% | $87.00 |
| 2022-05-31 | 2022-07-01 | $0.7500 | 1.74% | $86.00 |
| 2021-11-30 | 2022-01-01 | $0.7500 | 1.76% | $85.00 |
| 2021-05-28 | 2021-07-01 | $0.7500 | 2.98% | $75.40 |
| 2020-11-30 | 2021-01-01 | $0.7500 | — | — |
| 2020-05-29 | 2020-07-01 | $0.7500 | — | — |
| 2019-11-27 | 2020-01-01 | $0.7500 | — | — |
| 2019-05-30 | 2019-07-01 | $0.7500 | — | — |
| 2018-05-31 | 2018-07-01 | $0.7500 | — | — |
| 2018-02-20 | 2018-03-07 | $1.0000 | — | — |
| 2017-05-31 | 2017-07-01 | $0.5000 | — | — |
| 2017-05-31 | 2017-07-01 | $0.5000 | — | — |
| 2017-03-07 | 2017-03-20 | $0.6300 | — | — |
| 2016-11-30 | 2017-01-01 | $0.5000 | — | — |
| 2016-05-31 | 2016-07-01 | $0.5000 | — | — |
| 2015-11-30 | 2016-01-01 | $0.3200 | — | — |
| 2015-05-31 | 2015-07-01 | $0.3200 | — | — |
| 2014-11-30 | 2015-01-01 | $0.3200 | — | — |
| 2014-05-31 | 2014-07-01 | $0.3200 | — | — |
First Ottawa Bancshares, Inc. serves as the holding company for American Commercial Bank & Trust, National Association. This financial institution offers a comprehensive array of banking and financial solutions to both individual consumers and businesses located in LaSalle, Grundy, Cook, and surrounding counties in Illinois. For personal banking clients, the company provides diverse offerings such as checking and savings accounts, demand deposits that may or may not earn interest, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs). Lending options include mortgage loans, consumer loans, home equity loans, and residential financing. Additionally, customers can access trust and estate management, personal and fiduciary services, safe deposit boxes, ATM and credit card facilities, as well as digital banking conveniences like online banking, bill payment, and mobile banking apps. Regarding business clients, the firm delivers a robust selection of commercial banking services. These encompass e-business checking, various commercial checking accounts (including NOW accounts), deposit sweep services, cash management balance accounts, commercial savings accounts, money market accounts, and non-profit NOW accounts. The commercial lending portfolio features lines of credit, general commercial loans, construction and development loans, real estate financing, letters of credit, and specialized agriculture loans along with farm management services. Established in 1865, First Ottawa Bancshares, Inc. maintains its headquarters in Ottawa, Illinois.
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold FOTB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.66% | -2.14% | $66 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.56% | -2.24% | $56 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.53% | -2.27% | $53 / yr |
| 🇬🇧 UK ISA | 0% | 0.66% | -2.14% | $66 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.60% | -2.20% | $60 / yr |
| 🇨🇦 TFSA | 0% | 0.66% | -2.14% | $66 / yr |
| 🇨🇦 CA Taxable | 25% | 0.49% | -2.30% | $49 / yr |
| 🇦🇺 Super (pension) | 15% | 0.56% | -2.24% | $56 / yr |
| 🇦🇺 AU Taxable | 30% | 0.46% | -2.34% | $46 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.49% | -2.31% | $49 / yr |
| 🇫🇷 FR Taxable | 30% | 0.46% | -2.34% | $46 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.60/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
FOTB pays quarterly — 4 times per year. Ex-div: 2026-06-01.
How FOTB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for FOTB sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2012-02-13 | 100 | $41.80 | $4.2K | ||
| Buy | 2012-02-13 | 100 | $41.80 | $4.2K | ||
| Buy | 2011-08-26 | 800 | $39.00 | $31.2K | ||
| Buy | 2011-08-26 | 800 | $39.00 | $31.2K | ||
| Sale | 2010-11-02 | 400 | $54.00 | $21.6K | ||
| Buy | 2010-11-02 | 400 | $54.00 | $21.6K | ||
| Buy | 2010-11-02 | 400 | $54.00 | $21.6K | ||
| A-Award | 2010-09-14 | 1,000 | $55.23 | $55.2K | ||
| Buy | 2010-08-27 | 175 | $53.00 | $9.3K | ||
| Buy | 2010-08-27 | 175 | $53.00 | $9.3K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Compare FOTB with peers: FOTB vs FBVI · FOTB vs FGFH · FOTB vs MNAT
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the FOTB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
First Ottawa Bancshares, Inc. (FOTB) is currently trading at $243.00, trading near its 52-week high. The current dividend yield is 0.66% based on an annual payout of $1.60 per share.
First Ottawa Bancshares, Inc. (FOTB) is a financial services stock currently trading at $243.00 with a dividend yield of 0.66%. It pays an annual dividend of $1.60 per share. The payout ratio of 6% suggests the dividend is well-covered by earnings. Over the past 5 years, FOTB has grown its dividend at a compound annual rate of 0.1%.
Auto-generated from live market data. For educational purposes only — not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.
FOTB (First Ottawa Bancshares, Inc.) has a dividend yield of 0.66%, based on an annual dividend of $1.60 per share and a price of $243.00. Over the last 12 months it paid $1.60 per share — a trailing yield of 0.66%. Dividends are paid semi-annual.
Yield history: over the last 11 payments, FOTB's 12-month yield ranged from 1.04% to 2.98%. Full FOTB dividend history ↓
With dividends reinvested, a FOTB position grows its share count by about 0.57% in the first year at today's price and yield.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 0.24 | 41.39 | $66 | $11,566 | 0.66% |
| 3 | 0.18 | 41.77 | $67 | $15,439 | 0.67% |
| 5 | 0.14 | 42.07 | $67 | $20,561 | 0.67% |
| 10 | 0.07 | 42.53 | $68 | $41,812 | 0.68% |
| 20 | 0.02 | 42.88 | $69 | $170,540 | 0.69% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work →
FOTB (First Ottawa Bancshares, Inc.) has a dividend yield of 0.66%, based on an annual dividend of $1.60 per share and a price of $243.00. Over the last 12 months it paid $1.60 per share — a trailing yield of 0.66%. Dividends are paid semi-annual.
$10,000 in FOTB at a 0.66% yield pays about $66 a year ($5 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a FOTB position grows its share count by about 0.57% in the first year at today's price and yield.
Enter your starting amount, monthly contribution and time horizon in the FOTB DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
FOTB's next ex-dividend date has not been announced yet; the most recent one was 2026-06-01. FOTB pays dividends semi-annual. Buy before the ex-dividend date to receive the next payment.
FOTB's dividend changed 6.7% over the last year and 0.1% a year on average over five years.
FOTB pays out 6% of its earnings as dividends. A payout ratio under 60% is generally considered sustainable. Dividends can be cut at any time; this is not financial advice.
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