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Fidelity SAI Conservative Inc Muncpl Bd · NASDAQ
Price: $10.02 · Annual div: $0.2908/share · Frequency: monthly · Payout ratio: N/A · Ex-div: 2026-09-30
FSMJX (Fidelity SAI Conservative Inc Muncpl Bd) has a dividend yield of 2.90%, based on an annual dividend of $0.2908 per share and a price of $10.02. Over the last 12 months it paid $0.2908 per share — a trailing yield of 2.90%. Dividends are paid monthly.
Yield history: over the last 12 payments, FSMJX's 12-month yield ranged from 2.90% to 3.23%. Full FSMJX dividend history ↓
With dividends reinvested, a FSMJX position grows its share count by about 2.90% in the first year at today's price and yield.
| Year |
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Click to apply scenario to the calculator
Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-09-30Latest | 2026-10-01 | $0.0240 | 2.90% | $10.04 |
| 2026-08-31 | 2026-09-01 | $0.0228 | 2.91% | $10.04 |
| 2026-07-31 | 2026-08-03 | $0.0233 | 2.92% | $10.05 |
| 2026-06-30 | 2026-07-01 | $0.0235 | 2.92% | $10.05 |
| 2026-05-31 | 2026-06-01 | $0.0233 | 2.93% | $10.05 |
| 2026-04-30 | 2026-05-01 | $0.0259 | 2.95% | $10.05 |
| 2026-03-31 | 2026-04-01 | $0.0250 | 2.97% | $10.08 |
| 2026-03-13 | 2026-03-16 | $0.0010 | 2.98% | $10.08 |
| 2026-02-27 | 2026-03-01 | $0.0210 | 3.20% | $10.07 |
| 2026-01-30 | 2026-02-01 | $0.0210 | 3.23% | $10.06 |
| 2025-12-31 | 2026-01-01 | $0.0260 | 3.02% | $10.06 |
| 2025-12-05 | 2025-12-08 | $0.0030 | 3.06% | $10.06 |
| 2025-11-28 | 2025-12-01 | $0.0250 | 3.30% | $10.06 |
| 2025-10-31 | 2025-11-01 | $0.0260 | 3.05% | $10.07 |
| 2025-09-30 | 2025-10-01 | $0.0250 | 3.08% | $10.07 |
| 2025-08-31 | 2025-09-01 | $0.0248 | 3.11% | $10.07 |
| 2025-07-31 | 2025-08-01 | $0.0236 | 3.16% | $10.05 |
| 2025-06-30 | 2025-07-01 | $0.0240 | 3.21% | $10.04 |
| 2025-05-30 | 2025-06-02 | $0.0250 | 3.55% | $10.03 |
| 2025-04-30 | 2025-05-01 | $0.0286 | 3.30% | $10.05 |
| 2025-03-31 | 2025-04-01 | $0.0265 | 3.31% | $10.06 |
| 2025-02-28 | 2025-03-01 | $0.0226 | 3.34% | $10.05 |
| 2025-01-31 | 2025-02-03 | $0.0240 | 3.39% | $10.04 |
| 2024-12-31 | 2025-01-01 | $0.0275 | 3.44% | $10.06 |
| 2024-12-06 | 2024-12-09 | $0.0020 | 3.49% | $10.06 |
| 2024-11-30 | 2024-12-01 | $0.0270 | 3.48% | $10.05 |
| 2024-10-31 | 2024-11-01 | $0.0291 | 3.43% | $10.07 |
| 2024-09-30 | 2024-10-01 | $0.0284 | 3.14% | $10.07 |
| 2024-08-30 | 2024-09-01 | $0.0292 | 2.86% | $10.05 |
| 2024-07-31 | 2024-08-01 | $0.0279 | 2.58% | $10.03 |
| 2024-06-28 | 2024-07-01 | $0.0286 | 2.31% | $10.01 |
| 2024-05-31 | 2024-06-01 | $0.0299 | 2.02% | $10.02 |
| 2024-04-30 | 2024-05-01 | $0.0298 | 1.72% | $10.03 |
| 2024-03-31 | 2024-04-01 | $0.0294 | 1.42% | $10.04 |
| 2024-02-29 | 2024-03-01 | $0.0273 | 1.12% | $10.05 |
| 2024-01-31 | 2024-02-01 | $0.0301 | 0.85% | $10.06 |
| 2023-12-31 | 2024-01-01 | $0.0327 | — | — |
| 2023-11-30 | 2023-12-01 | $0.0230 | — | — |
This fund typically allocates a minimum of 80% of its total assets to U.S. dollar-denominated municipal money market instruments and premium investment-grade municipal bonds. A primary characteristic of these holdings is that their interest income is exempt from federal taxation. Additionally, the portfolio has the discretion to invest up to 10% of its assets in investment-grade securities that possess a slightly lower credit quality.
FSMJX (Fidelity SAI Conservative Inc Muncpl Bd) has a dividend yield of 2.90%, based on an annual dividend of $0.2908 per share and a price of $10.02. Over the last 12 months it paid $0.2908 per share — a trailing yield of 2.90%. Dividends are paid monthly.
$10,000 in FSMJX at a 2.90% yield pays about $290 a year ($24 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a FSMJX position grows its share count by about 2.90% in the first year at today's price and yield.
Enter your starting amount, monthly contribution and time horizon in the FSMJX DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
FSMJX's next ex-dividend date has not been announced yet; the most recent one was 2026-09-30. FSMJX pays dividends monthly. Buy before the ex-dividend date to receive the next payment.
FSMJX's dividend changed -6.1% over the last year. It has less than five years of dividend history in our data, so there is no five-year growth rate yet.
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold FSMJX.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.90% | 0.10% | $290 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.46% | -0.33% | $246 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.32% | -0.48% | $232 / yr |
| 🇬🇧 UK ISA | 0% | 2.90% | 0.10% | $290 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.65% | -0.15% | $265 / yr |
| 🇨🇦 TFSA | 0% | 2.90% | 0.10% | $290 / yr |
| 🇨🇦 CA Taxable | 25% | 2.17% | -0.63% | $217 / yr |
| 🇦🇺 Super (pension) | 15% | 2.46% | -0.33% | $246 / yr |
| 🇦🇺 AU Taxable | 30% | 2.03% | -0.77% | $203 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.14% | -0.66% | $214 / yr |
| 🇫🇷 FR Taxable | 30% | 2.03% | -0.77% | $203 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.29/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
FSMJX pays every month — 12 payments per year.
How FSMJX compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for FSMJX sourced from FMP /financial-growth endpoint — real data, not estimates.
Compare FSMJX with peers: FSMJX vs EKBAX · FSMJX vs EKBDX · FSMJX vs FSTKX
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the FSMJX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Fidelity SAI Conservative Inc Muncpl Bd (FSMJX) is currently trading at $10.02, trading near its 52-week high. The current dividend yield is 2.90% based on an annual payout of $0.2908 per share.
Fidelity SAI Conservative Inc Muncpl Bd (FSMJX) is a financial services stock currently trading at $10.02 with a dividend yield of 2.90%. It pays an annual dividend of $0.2908 per share.
Auto-generated from live market data. For educational purposes only — not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.
| Shares bought by dividends |
|---|
| Total shares |
|---|
| Dividend income |
|---|
| Position value |
|---|
| Yield on cost |
|---|
| 1 | 28.96 | 1026.97 | $290 | $10,290 | 2.90% |
| 3 | 30.67 | 1087.44 | $307 | $10,896 | 3.07% |
| 5 | 32.48 | 1151.48 | $325 | $11,538 | 3.25% |
| 10 | 37.47 | 1328.55 | $375 | $13,312 | 3.75% |
| 20 | 49.88 | 1768.58 | $500 | $17,721 | 5.00% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work →
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