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GCBC Dividend DRIP Calculator 2026
1.15% YieldFinancial ServicesGreene County Bancorp, Inc. · NASDAQ
Price: $35.65 · Annual div: $0.41/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When GCBC pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in GCBC → $11.48M in 10 years · $10,877.74/month
About Greene County Bancorp, Inc. (GCBC) — Dividend Analysis 2026
Greene County Bancorp, Inc. serves as the parent organization for The Bank of Greene County, delivering a diverse range of financial solutions throughout the United States. Its array of deposit products encompasses savings accounts, interest-bearing NOW accounts, money market accounts, certificates of deposit, non-interest-bearing checking accounts, and individual retirement plans. The institution's lending activities include a comprehensive portfolio featuring residential, construction and land, and multi-family mortgage loans, alongside commercial real estate mortgages. Consumer credit options are also available, such as financing for new and used automobiles, personal loans, home equity loans, and various other installment loans including passbook-secured loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdraft facilities. Additionally, the company provides commercial loans. As of June 30, 2021, it maintained a network of 17 full-service banking branches. The company, founded in 1889, is headquartered in Catskill, New York, and operates as a subsidiary of Greene County Bancorp, MHC.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 GCBC Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold GCBC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.15% | -1.65% | $115 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.98% | -1.82% | $98 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.92% | -1.88% | $92 / yr |
| 🇬🇧 UK ISA | 0% | 1.15% | -1.65% | $115 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.05% | -1.75% | $105 / yr |
| 🇨🇦 TFSA | 0% | 1.15% | -1.65% | $115 / yr |
| 🇨🇦 CA Taxable | 25% | 0.86% | -1.94% | $86 / yr |
| 🇦🇺 Super (pension) | 15% | 0.98% | -1.82% | $98 / yr |
| 🇦🇺 AU Taxable | 30% | 0.80% | -1.99% | $81 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.85% | -1.95% | $85 / yr |
| 🇫🇷 FR Taxable | 30% | 0.80% | -1.99% | $81 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 GCBC Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.41/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 GCBC Dividend Payment Schedule
GCBC pays quarterly — 4 times per year. Next ex-div: TBD.
📊 GCBC vs Financial Services Benchmarks
How GCBC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for GCBC sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ GCBC Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-06-11 | 10,000 | $28.77 | $287.7K | ||
| Buy | 2026-04-28 | 2,041 | $24.50 | $50.0K | ||
| Buy | 2026-04-27 | 1,040 | $24.06 | $25.0K | ||
| Buy | 2026-04-27 | 1,040 | $24.05 | $25.0K | ||
| Buy | 2026-03-18 | 3,000 | $22.10 | $66.3K | ||
| Buy | 2026-03-18 | 4,000 | $21.95 | $87.8K | ||
| Buy | 2026-03-17 | 2,000 | $21.99 | $44.0K | ||
| Buy | 2026-03-05 | 1,280 | $22.55 | $28.9K | ||
| Buy | 2026-03-02 | 1,300 | $22.05 | $28.7K | ||
| Buy | 2005-11-20 | 1,000 | $21.95 | $21.9K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the GCBC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Greene County Bancorp, Inc. (GCBC) is currently trading at $35.65, trading near its 52-week high. The current dividend yield is 1.15% based on an annual payout of $0.41 per share.
GCBC (Greene County Bancorp, Inc.) — 1.15% Dividend Yield Analysis
Greene County Bancorp, Inc. (GCBC) is a financial services stock currently trading at $35.65 with a dividend yield of 1.15%. The company pays an annual dividend of $0.41 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, GCBC has grown its dividend at a compound annual rate of 100.0%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.