What is GFED's current dividend yield?

GFED (Guaranty Federal Bancshares, Inc.) yields 29.62% based on an annual dividend of $9.31 per share at a stock price of $31.43. Dividends are paid quarterly.

How much does $10,000 in GFED generate in dividends?

$10,000 invested in GFED at 29.62% yield generates approximately $2961.57 per year, or $246.80 per month in dividend income. With DRIP reinvestment, this compounds significantly over time.

How much does $50,000 in GFED pay in dividends?

$50,000 in GFED generates approximately $14807.86 per year at the current 29.62% yield.

Is GFED a good dividend stock in 2026?

GFED pays quarterly dividends with a 29.62% yield and 50% payout ratio. The 5-year dividend CAGR is 5%. The 50% payout ratio is considered sustainable. This is not financial advice.

Home › Calculator › GFED Dividend Calculator 2026

GFED Dividend DRIP Calculator 2026

29.62% YieldFinancial Services

Guaranty Federal Bancshares, Inc. · NASDAQ

Price: $31.43 · Annual div: $9.31/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD

Annual dividend

$9.31

per share

Forward yield

29.62%

at current price

1Y div growth

+0%

CAGR

5Y div growth

+86.3%

CAGR

Payout ratio

50%

Sustainable

Calculator settings

ACCOUNT TYPE

INITIAL INVESTMENT

MONTHLY CONTRIBUTION$0/mo

$0$500$1k$2k

INVESTMENT HORIZON10 years

1y10y20y30y

PRICE GROWTH / YEAR76.8%

DIVIDEND GROWTH / YEAR86.3%

DRIP Reinvestment

Auto-reinvest all dividends

Monthly passive income

$2,365,704.40

after 10 years · DRIP ✓

Yield on cost: 283884.53%

Annual dividend income

$28,388,452.79

after 10 years

Total dividends: $44.89M

Real Yield · Inflation Adjusted

+26.82%= 29.62% yield − 2.8% CPI

iCalculated by subtracting the current 12-month CPI (2.8%) from the forward yield. Yield exceeds inflation — purchasing power is growing.

Portfolio (DRIP)

$85.18M

Portfolio (no DRIP)

$6.20M

DRIP bonus

+$78.99M

Total return

+851739.1%

📊 See how GFED actually performed since 2021 →

Real historical prices · DRIP simulation · DCA backtest

Last 5 Years →

Year-by-year projection

DRIP ON ✓ · Roth IRA / ISA

Year	Shares	Annual income	Monthly income	Portfolio value	Yield on cost	Cumul. dividends
1	417.46	$5,517.41	$459.78	$23,197	55.17%	$5,517
2	554.73	$13,486.68	$1,123.89	$54,500	134.87%	$19,004
3	746.95	$33,387.99	$2,782.33	$129,743	333.88%	$52,392
4	1,019.69	$83,755.29	$6,979.61	$313,142	837.55%	$136,147
5	1,412.01	$213,009.18	$17,750.77	$766,644	2130.09%	$349,157
6	1,984.47	$549,517.57	$45,793.13	$1,904,944	5495.18%	$898,674
7	2,832.24	$1,438,800.99	$119,900.08	$4,806,741	14388.01%	$2,337,475
8	4,107.21	$3,825,603.36	$318,800.28	$12,323,922	38256.03%	$6,163,078
9	6,055.45	$10,335,434.10	$861,286.17	$32,124,129	103354.34%	$16,498,513
10	9,082.19	$28,388,452.79	$2,365,704.40	$85,183,912	283884.53%	$44,886,965

Portfolio growth: DRIP vs No DRIP

Annual dividend income growth

💡 What-if scenarios

Click to apply scenario to the calculator

☕

Daily coffee money

+$150/mo for 15 years

$17381.13M

$570,248,523.86/month income

DCA bonus vs no DCA: +$2622.40M

📱

Skip one gadget/mo

+$100/mo for 20 years

$4828339.41M

$184,113,252,115.02/month income

DCA bonus vs no DCA: +$511373.35M

🚀

Serious wealth mode

+$500/mo for 25 years

$3690690662.18M

$160,817,922,607,116.66/month income

DCA bonus vs no DCA: +$1372830060.05M

🎯 When GFED pays your bills

Year your monthly dividend income covers each expense (based on current settings)

📺

Netflix

$18/month

✓ Year 1

🎵

Spotify

$11/month

✓ Year 1

📱

Phone bill

$60/month

✓ Year 1

🛒

Gas & groceries

$300/month

✓ Year 1

🚗

Car payment

$500/month

✓ Year 2

🏠

Rent (avg US)

$1,500/month

✓ Year 3

🏝️

Financial freedom

$5,000/month

✓ Year 4

Share your GFED snowball 📈

$10,000 in GFED → $85.18M in 10 years · $2,365,704.40/month

Post on X

About Guaranty Federal Bancshares, Inc. (GFED) — Dividend Analysis 2026

Guaranty Federal Bancshares, Inc. operates as the bank holding company for Guaranty Bank that provides a range of banking and mortgage services to individual and corporate customers in southwest Missouri. The company's deposit products include checking accounts, money market accounts, savings accounts, fixed-term certificates of deposit, and individual retirement accounts, as well as demand deposits and NOW accounts. Its loan portfolio comprises commercial real estate loans, one-to four-family mortgage loans, multi-family residential mortgage loans, and construction loans, as well as agriculture, small business administration, and business loans; and consumer and other loans, such as loans secured by certificates of deposit, automobiles, recreational vehicles, boat loans, and home equity loans. The company also invests in mortgage-backed securities, U.S. Government and federal agency securities, and other marketable securities. As of January 20, 2022, it had 16 full-service branches in Greene, Christian, Jasper, and Newton counties; a loan production office in Webster County; and approximately 37,000 ATMs. Guaranty Federal Bancshares, Inc. was founded in 1913 and is based in Springfield, Missouri.

Is GFED a good dividend investment in 2026?

GFED offers a 29.62% forward yield with a 50% payout ratio. Strand Safety Score: 85/100 (Very Safe). The 5-year dividend CAGR of 86.3% demonstrates strong, consistent growth that outpaces inflation.

GFED DRIP calculator — what's the difference?

With DRIP on a $10,000 investment over 10 years, your GFED portfolio grows to $85.18M vs $6.20M without reinvestment. This is the compound interest effect in action.

GFED dividend growth history & forecast

GFED has grown its dividend by 0% over the last year and 86.3% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 29.62%.

Compare GFED with similar stocks

⚖️ Compare GFED vs SCHD →

Expert Reviewed byVictor StrandVERIFIED

This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.

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🛡️ Dividend Safety Analysis

Strand Safety Score™ — GFED

Proprietary model · FCF Coverage (40) · Debt Leverage (30) · Earnings Momentum (30)

/100

Very Safe

Cash Flow Coverage1957170.4× coverage

40 / 40 pts

40/40

FCF covers dividends 1957170.4× — dividend is highly sustainable (FCF: $18M · Dividends est.: $9)

Debt Leverage0.0× Debt/EBITDA

30 / 30 pts

30/30

Debt/EBITDA 0.0× — low leverage, balance sheet is strong

Earnings Momentum+0.0B → +0.0B → +0.0B

15 / 30 pts

15/30

Net income grew in the latest year — positive but trend is unconfirmed

OVERALL ASSESSMENT

Dividend appears highly secure — strong FCF coverage with healthy balance sheet.

STRAND SCORE

/100

Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.

🌍 GFED Yield by Country & Account Type

Real after-tax yield depends on where you live and how you hold GFED.

Gross yield

29.62%

Tax rate

15.00%

After-tax yield

25.18%

Real yield (−CPI)

22.38%

Account/Country	Tax Rate	After-tax Yield	Real Yield	$10K Annual Income
🇺🇸 Roth IRA / 401k	0%	29.62%	26.82%	$2,962 / yr
🇺🇸 US Taxable (15%) ✓	15%	25.18%	22.38%	$2,518 / yr
🇺🇸 US Taxable (20%)	20%	23.70%	20.90%	$2,370 / yr
🇬🇧 UK ISA	0%	29.62%	26.82%	$2,962 / yr
🇬🇧 UK Taxable	8.75%	27.03%	24.23%	$2,703 / yr
🇨🇦 TFSA	0%	29.62%	26.82%	$2,962 / yr
🇨🇦 CA Taxable	25%	22.21%	19.41%	$2,222 / yr
🇦🇺 Super (pension)	15%	25.18%	22.38%	$2,518 / yr
🇦🇺 AU Taxable	30%	20.73%	17.93%	$2,073 / yr
🇩🇪 DE Taxable	26.375%	21.81%	19.01%	$2,181 / yr
🇫🇷 FR Taxable	30%	20.73%	17.93%	$2,073 / yr

Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.

🎯 GFED Income Goal & Break-Even

Dividend Break-Even

3yr

Years for dividends to fully repay your GFED investment of $31.43/share (🇺🇸 US Taxable (15%) · 15.00% tax)

$10K invested · 10 Years

Dividends earned (DRIP)

$26.76M

Lost to inflation (2.8% CPI)

−$2.5K

Real purchasing power gain

$26.76M

12-month CPI (US BLS via FMP economic-indicators).

How much do I need to invest in GFED for:

Shares needed

3,034

Capital required

$95,359

Monthly income

$2,000

Based on current dividend of $9.31/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).

📅 GFED Dividend Payment Schedule

GFED pays quarterly — 4 times per year. Next ex-div: TBD.

Jan

Feb

Mar

💰

Apr

May

Jun

💰

Jul

Aug

Sep

💰

Oct

Nov

Dec

💰

10 shares

$19.78 / payment

$79.12 / year after tax

100 shares

$197.80 / payment

$791.20 / year after tax

1,000 shares

$1978.00 / payment

$7911.99 / year after tax

📊 GFED vs Financial Services Benchmarks

How GFED compares to typical Financial Services averages.

Benchmark: Financial Services

Dividend Yield▲+26.72% vs sectorBetter

GFED

29.62%

avg

2.90%

5Y Dividend CAGR▲+79.20% vs sectorBetter

GFED

86.30%

avg

7.10%

Payout Ratio▼+12.00% vs sectorBelow avg

GFED

50.00%

avg

38.00%

Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for GFED sourced from FMP /financial-growth endpoint — real data, not estimates.

🏛️ GFED Insider Activity

When executives buy their own stock, it's a signal they believe in the dividend's sustainability.

Insider	Title	Type	Date	Shares	Price	Total Value
Griesemer John F	director	D-Return	2022-04-01	142	$6.10	$866.00
Griesemer John F	director	D-Return	2022-04-01	54,093	$56.26	$3.04M
Castle Creek Capital Partners V, LP	10 percent owner	D-Return	2022-04-01	918,804	$56.26	$51.69M
SIVILS JAMES L III	director	D-Return	2022-04-01	142	$6.10	$866.00
SIVILS JAMES L III	director	D-Return	2022-04-01	6,103	$56.26	$343.4K
MOORE DAVID T	director	D-Return	2022-04-01	142	$6.10	$866.00
MOORE DAVID T	director	D-Return	2022-04-01	7,617	$56.26	$428.5K
Peters Carter M	officer: EVP-CFO	M-Exempt	2022-04-01	4,552	—	—
Peters Carter M	officer: EVP-CFO	D-Return	2022-04-01	4,552	$6.10	$27.8K
Peters Carter M	officer: EVP-CFO	A-Award	2022-04-01	4,552	—	—

Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.

📊 About This Data

Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.

🔄 Updated daily🔒 SEC EDGAR source✍️ Reviewed by Victor Strand

📊 Data via FMP🔒 SEC EDGAR🔄 Updated daily✍️ Reviewed by Victor Strand 📬 Report data error

Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the GFED dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →