About Heidelberg Materials AG (HDLMY) — Dividend Analysis 2026
Heidelberg Materials AG, together with its subsidiaries, produces and distributes cement, aggregates, ready-mixed concrete, and asphalt worldwide. It provides cement products; natural stone aggregates, including sand and gravel; crushed aggregates comprising stone chippings and crushed stones; and ready-mixed concrete for use in the construction of tunnels or bridges, office buildings, or schools, as well as to produce precast concrete parts, such as stairs, ceiling elements, or structural components. The company offers asphalt; and trades in cement, clinker, secondary cementitious materials, solid, alternative fuels, other building materials, and additives. The company was formerly known as HeidelbergCement AG and changed its name to Heidelberg Materials AG in May 2023. Heidelberg Materials AG was founded in 1873 and is headquartered in Heidelberg, Germany.
Is HDLMY a good dividend investment in 2026?
HDLMY offers a 1.80% forward yield with a 50% payout ratio. Strand Safety Score: 85/100 (Very Safe). The 5-year dividend CAGR of 100% demonstrates strong, consistent growth that outpaces inflation.
HDLMY DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your HDLMY portfolio grows to $2.53M vs $492.8K without reinvestment. This is the compound interest effect in action.
HDLMY dividend growth history & forecast
HDLMY has grown its dividend by 0% over the last year and 100% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 1.80%.
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 HDLMY Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold HDLMY.
Gross yield
1.80%
Tax rate
15.00%
After-tax yield
1.53%
Real yield (−CPI)
-1.27%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
1.80%
-1.00%
$180 / yr
🇺🇸 US Taxable (15%) ✓
15%
1.53%
-1.27%
$153 / yr
🇺🇸 US Taxable (20%)
20%
1.44%
-1.36%
$144 / yr
🇬🇧 UK ISA
0%
1.80%
-1.00%
$180 / yr
🇬🇧 UK Taxable
8.75%
1.64%
-1.16%
$164 / yr
🇨🇦 TFSA
0%
1.80%
-1.00%
$180 / yr
🇨🇦 CA Taxable
25%
1.35%
-1.45%
$135 / yr
🇦🇺 Super (pension)
15%
1.53%
-1.27%
$153 / yr
🇦🇺 AU Taxable
30%
1.26%
-1.54%
$126 / yr
🇩🇪 DE Taxable
26.375%
1.33%
-1.47%
$133 / yr
🇫🇷 FR Taxable
30%
1.26%
-1.54%
$126 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 HDLMY Income Goal & Break-Even
Dividend Break-Even
7yr
Years for dividends to fully repay your HDLMY investment of $41.14/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$1.41M
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$1.40M
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in HDLMY for:
Shares needed
38,048
Capital required
$1,565,295
Monthly income
$2,000
Based on current dividend of $0.74/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 HDLMY Dividend Payment Schedule
HDLMY pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$1.58 / payment
$6.31 / year after tax
100 shares
$15.77 / payment
$63.08 / year after tax
1,000 shares
$157.70 / payment
$630.78 / year after tax
📊 HDLMY vs S&P 500 Average Benchmarks
How HDLMY compares to typical S&P 500 Average averages. (Sector "Basic Materials" not matched — using S&P 500 average)
Benchmark: S&P 500 Average
Dividend Yield▼-1.20% vs sectorBelow avg
HDLMY
1.80%
avg
3.00%
5Y Dividend CAGR▲+94.50% vs sectorBetter
HDLMY
100.00%
avg
5.50%
Payout Ratio▲-8.00% vs sectorBetter
HDLMY
50.00%
avg
58.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HDLMY sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ HDLMY Insider Activity
No recent SEC filings reported in the last 90 days.
📅
Next Earnings Report: 2026-07-30(in 120 days)EPS estimate: $0.74
🔬
Financial Health Scores
Altman Z-Score
2.02
⚠️ Grey Zone — monitor closely
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
6/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HDLMY dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →