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HERZ DRIP Calculator & Dividend Yield 2026
14.15% YieldFinancial ServicesHerzfeld Credit Income Fund, Inc. · NASDAQ
Price: $14.42 · Annual div: $2.04/share · Frequency: monthly · Payout ratio: N/A · Ex-div: 2026-11-16
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
HERZ Dividend Yield
HERZ (Herzfeld Credit Income Fund, Inc.) has a dividend yield of 14.15%, based on an annual dividend of $2.04 per share and a price of $14.42. Over the last 12 months it paid $8.75 per share — a trailing yield of 60.66%. Dividends are paid monthly.
Yield history: over the last 12 payments, HERZ's 12-month yield ranged from 14.23% to 56.58%. Full HERZ dividend history ↓
Yield on cost: if HERZ's dividend keeps growing 6.5% a year, a purchase at today's price would yield 19.38% after 5 years, 26.56% after 10 years and 49.85% after 20 years on the original investment.
More monthly dividend stocks →More high-yield dividend stocks →
HERZ DRIP Rate: How Many Shares Your Dividends Buy
With dividends reinvested, a HERZ position grows its share count by about 15.07% in the first year at today's price and yield. If the dividend grows 6.5% a year and the price 0.0%, DRIP doubles your number of shares in about 5 years without adding new money.
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🎯 When HERZ pays your bills
Year your monthly dividend income covers each expense (based on current settings)
HERZ Dividend History — Last 34 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-12-17Latest | 2026-12-31 | $0.1700 | — | — |
| 2026-11-16 | 2026-11-30 | $0.1700 | — | — |
| 2026-10-23 | 2026-11-06 | $0.1700 | 56.58% | $15.46 |
| 2026-09-16 | 2026-09-30 | $0.1700 | 52.94% | $16.20 |
| 2026-08-17 | 2026-08-31 | $0.1700 | 53.34% | $15.76 |
| 2026-07-17 | 2026-07-31 | $0.1700 | 48.20% | $17.09 |
| 2026-06-16 | 2026-06-30 | $0.1700 | 44.32% | $18.20 |
| 2026-05-15 | 2026-05-29 | $0.1700 | 47.76% | $17.02 |
| 2026-04-24 | 2026-05-06 | $0.1700 | 50.44% | $15.78 |
| 2025-12-31 | — | $6.8700 | 30.07% | $25.90 |
| 2025-11-21 | 2025-12-31 | $0.6867 | 14.23% | $22.80 |
| 2025-05-23 | 2025-06-30 | $0.2325 | 15.58% | $25.10 |
| 2024-12-31 | 2025-01-13 | $2.3250 | 20.63% | $24.40 |
| 2024-06-03 | 2024-07-15 | $1.3538 | 18.89% | $23.30 |
| 2024-03-26 | 2024-05-10 | $1.3538 | 17.17% | $26.60 |
| 2023-12-28 | 2024-01-31 | $1.6930 | 18.48% | $25.60 |
| 2023-05-19 | 2023-06-30 | $1.5192 | 22.15% | $37.90 |
| 2023-02-14 | 2023-03-31 | $1.5192 | 21.88% | $42.00 |
| 2022-11-17 | 2022-12-30 | $1.5192 | 24.36% | $41.00 |
| 2022-08-19 | 2022-09-30 | $1.5192 | 24.40% | $44.20 |
| 2022-05-20 | 2022-06-30 | $2.3166 | 21.59% | $49.20 |
| 2022-02-17 | 2022-03-31 | $2.3166 | 17.74% | $54.50 |
| 2021-11-18 | 2021-12-31 | $2.3166 | 15.12% | $57.60 |
| 2021-08-27 | 2021-09-30 | $2.3166 | 13.57% | $57.10 |
| 2021-06-18 | 2021-06-30 | $1.3584 | 8.79% | $61.80 |
| 2021-03-17 | 2021-03-31 | $1.3584 | 13.30% | $59.60 |
| 2020-12-17 | 2020-12-31 | $1.3584 | — | — |
| 2020-09-17 | 2020-09-30 | $1.3584 | — | — |
| 2020-06-18 | 2020-06-30 | $1.3584 | — | — |
| 2020-03-19 | 2020-03-31 | $2.4905 | — | — |
| 2019-12-19 | 2019-12-31 | $2.4905 | — | — |
| 2019-09-19 | 2019-09-30 | $2.4905 | — | — |
| 2018-12-06 | 2018-12-28 | $0.2669 | — | — |
| 2002-12-31 | — | $0.7750 | — | — |
About Herzfeld Credit Income Fund, Inc. (HERZ) — Dividend Analysis 2026
The Herzfeld Caribbean Basin Fund Inc. is a closed-ended equity mutual fund launched by Thomas J. Herzfeld Advisors, Inc. The fund is managed by Herzfeld/Cuba. It invests in the public equity markets of the United States. The fund employing fundamental analysis investing in stocks of companies that are likely to benefit from economic, political, structural and technological developments in the countries in the Caribbean Basin, which consist of Cuba, Jamaica, Trinidad and Tobago, the Bahamas, the Dominican Republic, Barbados, Aruba, Haiti, the Netherlands Antilles, the Commonwealth of Puerto Rico, Mexico, Honduras, Guatemala, Belize, Costa Rica, Panama, Colombia and Venezuela. It invests in stocks of companies operating across diversified sectors. The Herzfeld Caribbean Basin Fund Inc. was formed on March 10, 1992 and is domiciled in the United States.
HERZ Dividend & DRIP — Frequently Asked Questions
What is HERZ's dividend yield?
HERZ (Herzfeld Credit Income Fund, Inc.) has a dividend yield of 14.15%, based on an annual dividend of $2.04 per share and a price of $14.42. Over the last 12 months it paid $8.75 per share — a trailing yield of 60.66%. Dividends are paid monthly.
How much does $10,000 in HERZ pay in dividends?
$10,000 in HERZ at a 14.15% yield pays about $1,415 a year ($118 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
What is the DRIP rate for HERZ?
With dividends reinvested, a HERZ position grows its share count by about 15.07% in the first year at today's price and yield. If the dividend grows 6.5% a year and the price 0.0%, DRIP doubles your number of shares in about 5 years without adding new money.
How do I calculate HERZ dividend reinvestment (DRIP) returns?
Enter your starting amount, monthly contribution and time horizon in the HERZ DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
When is HERZ's next ex-dividend date?
HERZ's next ex-dividend date is 2026-11-16. HERZ pays dividends monthly. Buy before the ex-dividend date to receive the next payment.
What is HERZ's dividend growth rate?
HERZ's dividend changed 242.0% over the last year and 6.5% a year on average over five years.
Similar dividend stocks to HERZ
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 HERZ Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold HERZ.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 14.15% | 11.35% | $1,415 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 12.03% | 9.23% | $1,203 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 11.32% | 8.52% | $1,132 / yr |
| 🇬🇧 UK ISA | 0% | 14.15% | 11.35% | $1,415 / yr |
| 🇬🇧 UK Taxable | 8.75% | 12.91% | 10.11% | $1,291 / yr |
| 🇨🇦 TFSA | 0% | 14.15% | 11.35% | $1,415 / yr |
| 🇨🇦 CA Taxable | 25% | 10.61% | 7.81% | $1,061 / yr |
| 🇦🇺 Super (pension) | 15% | 12.03% | 9.23% | $1,203 / yr |
| 🇦🇺 AU Taxable | 30% | 9.90% | 7.10% | $991 / yr |
| 🇩🇪 DE Taxable | 26.375% | 10.42% | 7.62% | $1,042 / yr |
| 🇫🇷 FR Taxable | 30% | 9.90% | 7.10% | $991 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 HERZ Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.04/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 HERZ Dividend Payment Schedule
HERZ pays every month — 12 payments per year.
📊 HERZ vs Financial Services Benchmarks
How HERZ compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HERZ sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ HERZ Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-04-15 | 3,610 | $16.01 | $57.8K | ||
| Buy | 2026-04-15 | 390 | $16.01 | $6.2K | ||
| Buy | 2026-03-27 | 96 | $15.50 | $1.5K | ||
| Buy | 2026-03-27 | 2,974 | $15.50 | $46.1K | ||
| Buy | 2026-03-03 | 40 | $15.81 | $632.00 | ||
| Buy | 2026-03-02 | 112 | $15.32 | $1.7K | ||
| Buy | 2026-03-03 | 1,276 | $15.81 | $20.2K | ||
| Buy | 2026-03-02 | 3,760 | $15.32 | $57.6K | ||
| D-Return | 2025-12-30 | 313,441 | $2.58 | $808.6K | ||
| D-Return | 2025-12-30 | 313,439 | $2.58 | $808.6K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Peer Group
Similar companies in the same sectorCompare HERZ with peers: HERZ vs ABIG · HERZ vs AIVC · HERZ vs AUGT
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HERZ dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Herzfeld Credit Income Fund, Inc. (HERZ) is currently trading at $14.42, 49% below its 52-week high. The current dividend yield is 14.15% based on an annual payout of $2.04 per share.
HERZ (Herzfeld Credit Income Fund, Inc.) — 14.15% Dividend Yield Analysis
Herzfeld Credit Income Fund, Inc. (HERZ) is a financial services stock currently trading at $14.42 with a dividend yield of 14.15%. It pays an annual dividend of $2.04 per share. Over the past 5 years, HERZ has grown its dividend at a compound annual rate of 6.5%.
- Above-average yield (14.15%) may signal elevated risk — verify sustainability.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest HERZ News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.
How investors use the HERZ dividend calculator
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.