About Halfords Group plc (HLFDF) — Dividend Analysis 2026
Halfords Group plc, through its subsidiaries, provides motoring and cycling products and services in the United Kingdom and the Republic of Ireland. Its Retail segment is involved in the retail of automotive, leisure, and cycling products through its stores. The company's Car Servicing segment provides car servicing and repair services from garages and mobile vans. It operates 400 Halfords stores, 3 Performance Cycling stores, 606 garages, and 185 mobile service vans, as well as 192 commercial vans. The company also sells its products to customers through halfords.com and tredz.co.uk for pick up at their local stores or direct home delivery, as well as provides garage-booking services online at halfords.com. Halfords Group plc was founded in 1892 and is based in Redditch, the United Kingdom.
Is HLFDF a good dividend investment in 2026?
HLFDF offers a 6.56% forward yield with a 50% payout ratio. Strand Safety Score: 70/100 (Safe). The 5-year dividend CAGR of -50% is modest — investors should weigh current income against growth alternatives.
HLFDF DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your HLFDF portfolio grows to $196.9K vs $190.1K without reinvestment. This is the compound interest effect in action.
HLFDF dividend growth history & forecast
HLFDF has grown its dividend by 0% over the last year and -50% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 6.56%.
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum-0.0B → +0.0B → +0.0B
0 / 30 pts
0/30
Company is reporting net losses — dividend sustainability is in question
OVERALL ASSESSMENT
Dividend appears safe — fundamentals solid with moderate concerns.
STRAND SCORE
70
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 HLFDF Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold HLFDF.
Gross yield
6.56%
Tax rate
15.00%
After-tax yield
5.58%
Real yield (−CPI)
2.78%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
6.56%
3.76%
$656 / yr
🇺🇸 US Taxable (15%) ✓
15%
5.58%
2.78%
$558 / yr
🇺🇸 US Taxable (20%)
20%
5.25%
2.45%
$525 / yr
🇬🇧 UK ISA
0%
6.56%
3.76%
$656 / yr
🇬🇧 UK Taxable
8.75%
5.99%
3.19%
$599 / yr
🇨🇦 TFSA
0%
6.56%
3.76%
$656 / yr
🇨🇦 CA Taxable
25%
4.92%
2.12%
$492 / yr
🇦🇺 Super (pension)
15%
5.58%
2.78%
$558 / yr
🇦🇺 AU Taxable
30%
4.59%
1.79%
$459 / yr
🇩🇪 DE Taxable
26.375%
4.83%
2.03%
$483 / yr
🇫🇷 FR Taxable
30%
4.59%
1.79%
$459 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 HLFDF Income Goal & Break-Even
Dividend Break-Even
50yr+
Years for dividends to fully repay your HLFDF investment of $1.80/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$564.23
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$-1908.06
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in HLFDF for:
Shares needed
239,100
Capital required
$430,380
Monthly income
$2,000
Based on current dividend of $0.12/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 HLFDF Dividend Payment Schedule
HLFDF pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$0.25 / payment
$1.00 / year after tax
100 shares
$2.51 / payment
$10.04 / year after tax
1,000 shares
$25.09 / payment
$100.38 / year after tax
📊 HLFDF vs S&P 500 Average Benchmarks
How HLFDF compares to typical S&P 500 Average averages. (Sector "Consumer Cyclical" not matched — using S&P 500 average)
Benchmark: S&P 500 Average
Dividend Yield▲+3.56% vs sectorBetter
HLFDF
6.56%
avg
3.00%
5Y Dividend CAGR▼-55.50% vs sectorBelow avg
HLFDF
-50.00%
avg
5.50%
Payout Ratio▲-8.00% vs sectorBetter
HLFDF
50.00%
avg
58.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HLFDF sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ HLFDF Insider Activity
No recent SEC filings reported in the last 90 days.
📅
Next Earnings Report: 2026-06-11(in 71 days)
🔬
Financial Health Scores
Altman Z-Score
3.55
✅ Safe Zone — low bankruptcy risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
5/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HLFDF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →