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Home Capital Group Inc. · OTC
Price: $32.52 · Annual div: $0.60/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in HMCBF → $12.29M in 10 years · $18,559.98/month
Home Capital Group Inc. is a Canadian financial services firm that operates primarily through its subsidiary, Home Trust Company. The company offers a comprehensive range of lending products, including residential and commercial mortgages, and also engages in the securitization of residential mortgage assets. It provides various consumer financing options, such as credit cards – notably its Equityline Visa, which is a home equity line of credit secured by real estate – alongside both cash-secured and unsecured credit cards. Additionally, Home Capital Group extends consumer loans for specific purposes like durable household goods (e.g., water heaters) and substantial home improvement projects, as well as general personal loans. For savers, the company facilitates deposits through financial planners and brokers under the Oaken Financial brand. Beyond its core lending and deposit activities, Home Capital Group actively manages a treasury portfolio. Established in 1986 and headquartered in Toronto, Canada, the firm serves clients across several provinces, maintaining offices in Ontario, Alberta, British Columbia, Nova Scotia, and Quebec.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold HMCBF.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.85% | -0.95% | $185 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.57% | -1.23% | $157 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.48% | -1.32% | $148 / yr |
| 🇬🇧 UK ISA | 0% | 1.85% | -0.95% | $185 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.69% | -1.11% | $169 / yr |
| 🇨🇦 TFSA | 0% | 1.85% | -0.95% | $185 / yr |
| 🇨🇦 CA Taxable | 25% | 1.39% | -1.41% | $139 / yr |
| 🇦🇺 Super (pension) | 15% | 1.57% | -1.23% | $157 / yr |
| 🇦🇺 AU Taxable | 30% | 1.29% | -1.50% | $130 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.36% | -1.44% | $136 / yr |
| 🇫🇷 FR Taxable | 30% | 1.29% | -1.50% | $130 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.60/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
HMCBF pays quarterly — 4 times per year. Next ex-div: TBD.
How HMCBF compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HMCBF sourced from FMP /financial-growth endpoint — real data, not estimates.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HMCBF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Home Capital Group Inc. (HMCBF) is currently trading at $32.52, trading near its 52-week high. The current dividend yield is 1.85% based on an annual payout of $0.60 per share.
Home Capital Group Inc. (HMCBF) is a financial services stock currently trading at $32.52 with a dividend yield of 1.85%. The company pays an annual dividend of $0.60 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, HMCBF has grown its dividend at a compound annual rate of 100.0%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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