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HomeStreet, Inc. · NASDAQ
Price: $13.87 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in HMST → $37.56 in 10 years · $0.39/month
HomeStreet, Inc. functions as the parent company for HomeStreet Bank, primarily offering commercial, mortgage, and retail banking services to clients across the Western United States. The institution provides a comprehensive suite of financial products, including various deposit accounts such as personal and business checking, savings, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, and time certificates of deposit. Beyond deposit services, it also offers credit cards, insurance, and treasury management tools. Its extensive loan portfolio caters to diverse needs, featuring financing for commercial businesses and agriculture, single-family home mortgages, and a range of consumer loans. Further options encompass commercial loans secured by both residential and commercial real estate, construction loans for residential and commercial development projects, consumer installment loans, and permanent financing solutions for commercial properties and individual homes. Customers benefit from convenient access to these services via a multi-channel network, including traditional bank branches, specialized loan production offices, ATMs, and modern digital platforms like online, mobile, and telephone banking. By the close of 2021, HomeStreet operated a significant presence: 60 full-service branches strategically located in Washington, Northern and Southern California, the Portland metropolitan area in Oregon, and Hawaii. It also maintained five dedicated commercial lending centers across Central Washington, Oregon, Southern California, Idaho, and Utah. The company's client base is broad, serving small and medium-sized businesses, real estate investors, professional firms, and individual consumers. Founded in 1921 under its original name, Continental Mortgage and Loan Company, HomeStreet, Inc. is presently headquartered in Seattle, Washington.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold HMST.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 14.42% | 11.62% | $1,442 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 12.26% | 9.46% | $1,226 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 11.54% | 8.74% | $1,154 / yr |
| 🇬🇧 UK ISA | 0% | 14.42% | 11.62% | $1,442 / yr |
| 🇬🇧 UK Taxable | 8.75% | 13.16% | 10.36% | $1,316 / yr |
| 🇨🇦 TFSA | 0% | 14.42% | 11.62% | $1,442 / yr |
| 🇨🇦 CA Taxable | 25% | 10.81% | 8.02% | $1,082 / yr |
| 🇦🇺 Super (pension) | 15% | 12.26% | 9.46% | $1,226 / yr |
| 🇦🇺 AU Taxable | 30% | 10.09% | 7.29% | $1,009 / yr |
| 🇩🇪 DE Taxable | 26.375% | 10.62% | 7.82% | $1,062 / yr |
| 🇫🇷 FR Taxable | 30% | 10.09% | 7.29% | $1,009 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
HMST pays quarterly — 4 times per year. Next ex-div: TBD.
How HMST compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HMST sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2023-05-05 | 3,167 | $6.25 | $19.8K | ||
| Buy | 2023-05-04 | 5,000 | $5.04 | $25.2K | ||
| Buy | 2020-03-10 | 7,500 | $23.25 | $174.4K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HMST dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
HomeStreet, Inc. (HMST) is currently trading at $13.87, 73% below its 52-week high. The current dividend yield is 14.42% based on an annual payout of $2.00 per share.
HomeStreet, Inc. (HMST) is a financial services stock currently trading at $13.87 with a dividend yield of 14.42%. The company pays an annual dividend of $2.00 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, HMST has grown its dividend at a compound annual rate of 50.0%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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