About Homestead Fds, Inc. Growth Fund (HNASX) — Dividend Analysis 2026
The fund normally will invest at least 80% of net assets (including any borrowings for investment purposes) in the common stocks of large companies. A large company is defined as one whose market capitalization is larger than the median market capitalization of companies in the Russell 1000 Growth Index, a widely used benchmark of the largest domestic growth stocks.
Is HNASX a good dividend investment in 2026?
HNASX offers a 18.10% forward yield with a 50% payout ratio. Strand Safety Score: 45/100 (Moderate Risk). The 5-year dividend CAGR of 40.1% demonstrates strong, consistent growth that outpaces inflation.
HNASX DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your HNASX portfolio grows to $3.15M vs $1.59M without reinvestment. This is the compound interest effect in action.
HNASX dividend growth history & forecast
HNASX has grown its dividend by 0% over the last year and 40.1% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 18.10%.
FCF ($46M) is below dividends paid ($74M) — risk of cut (FCF: $46M · Dividends est.: $74M)
Debt Leverage0.0× Debt/EBITDA
30 / 30 pts
30/30
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum+0.0B → -0.0B → +0.0B
15 / 30 pts
15/30
Net income grew in the latest year — positive but trend is unconfirmed
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
45
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 HNASX Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold HNASX.
Gross yield
18.10%
Tax rate
15.00%
After-tax yield
15.39%
Real yield (−CPI)
12.59%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
18.10%
15.30%
$1,810 / yr
🇺🇸 US Taxable (15%) ✓
15%
15.39%
12.59%
$1,539 / yr
🇺🇸 US Taxable (20%)
20%
14.48%
11.68%
$1,448 / yr
🇬🇧 UK ISA
0%
18.10%
15.30%
$1,810 / yr
🇬🇧 UK Taxable
8.75%
16.52%
13.72%
$1,652 / yr
🇨🇦 TFSA
0%
18.10%
15.30%
$1,810 / yr
🇨🇦 CA Taxable
25%
13.58%
10.78%
$1,358 / yr
🇦🇺 Super (pension)
15%
15.39%
12.59%
$1,539 / yr
🇦🇺 AU Taxable
30%
12.67%
9.87%
$1,267 / yr
🇩🇪 DE Taxable
26.375%
13.33%
10.53%
$1,333 / yr
🇫🇷 FR Taxable
30%
12.67%
9.87%
$1,267 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 HNASX Income Goal & Break-Even
Dividend Break-Even
4yr
Years for dividends to fully repay your HNASX investment of $15.81/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$263.5K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$261.1K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in HNASX for:
Shares needed
9,868
Capital required
$156,013
Monthly income
$2,000
Based on current dividend of $2.86/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 HNASX Dividend Payment Schedule
HNASX pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$6.08 / payment
$24.32 / year after tax
100 shares
$60.80 / payment
$243.21 / year after tax
1,000 shares
$608.03 / payment
$2432.11 / year after tax
📊 HNASX vs Financial Services Benchmarks
How HNASX compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+15.20% vs sectorBetter
HNASX
18.10%
avg
2.90%
5Y Dividend CAGR▲+33.00% vs sectorBetter
HNASX
40.10%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
HNASX
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HNASX sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ HNASX Insider Activity
No recent SEC filings reported in the last 90 days.
🔬
Financial Health Scores
Altman Z-Score
1.01
🔴 Distress Zone — elevated dividend cut risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
6/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HNASX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →